Financhill
Buy
72

HMN Quote, Financials, Valuation and Earnings

Last price:
$42.65
Seasonality move :
2.31%
Day range:
$42.40 - $43.15
52-week range:
$31.81 - $44.44
Dividend yield:
3.18%
P/E ratio:
15.63x
P/S ratio:
1.14x
P/B ratio:
1.31x
Volume:
178.1K
Avg. volume:
315K
1-year change:
27.04%
Market cap:
$1.8B
Revenue:
$1.6B
EPS (TTM):
$2.76

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
HMN
Horace Mann Educators
$420.2M $0.94 12.23% 555.56% $46.50
ALL
Allstate
$16.4B $2.53 5.52% 184.31% $227.59
HCI
HCI Group
$214.9M $4.56 5.89% 5.6% $202.50
HRTG
Heritage Insurance Holdings
$213.7M $0.45 4.2% 55.19% $29.00
RDN
Radian Group
$321.6M $0.97 0.26% -2.09% $36.33
TRV
The Travelers Companies
$11B $0.77 -2.35% 47.29% $280.37
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
HMN
Horace Mann Educators
$43.13 $46.50 $1.8B 15.63x $0.35 3.18% 1.14x
ALL
Allstate
$200.32 $227.59 $53B 13.68x $1.00 1.92% 0.82x
HCI
HCI Group
$158.86 $202.50 $1.8B 15.36x $0.40 1.01% 2.55x
HRTG
Heritage Insurance Holdings
$23.88 $29.00 $740.1M 9.44x $0.00 0% 0.86x
RDN
Radian Group
$34.40 $36.33 $4.6B 8.75x $0.26 2.91% 4.06x
TRV
The Travelers Companies
$265.95 $280.37 $60.3B 14.48x $1.10 1.6% 1.31x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
HMN
Horace Mann Educators
28.95% 0.385 31.27% --
ALL
Allstate
26.83% 0.647 14.21% --
HCI
HCI Group
26.18% 0.216 11.38% 21.34x
HRTG
Heritage Insurance Holdings
22.37% 0.885 21.21% 4.85x
RDN
Radian Group
34.05% 0.809 50.7% 78.23x
TRV
The Travelers Companies
22.18% 0.398 13.4% 25.79x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
HMN
Horace Mann Educators
-- -- 6.31% 9.03% 14.1% $140.8M
ALL
Allstate
-- -- 14.28% 19.96% 4.98% $1.9B
HCI
HCI Group
-- -- 19.4% 28.29% 47.79% $160.3M
HRTG
Heritage Insurance Holdings
-- -- 19.82% 27.99% 18.38% -$1.3M
RDN
Radian Group
-- -- 8.99% 13.07% 66.4% $66.6M
TRV
The Travelers Companies
-- -- 12.29% 15.98% 4.8% $1.4B

Horace Mann Educators vs. Competitors

  • Which has Higher Returns HMN or ALL?

    Allstate has a net margin of 9.55% compared to Horace Mann Educators's net margin of 3.62%. Horace Mann Educators's return on equity of 9.03% beat Allstate's return on equity of 19.96%.

    Company Gross Margin Earnings Per Share Invested Capital
    HMN
    Horace Mann Educators
    -- $0.92 $1.9B
    ALL
    Allstate
    -- $2.11 $30.1B
  • What do Analysts Say About HMN or ALL?

    Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.81%. On the other hand Allstate has an analysts' consensus of $227.59 which suggests that it could grow by 13.61%. Given that Allstate has higher upside potential than Horace Mann Educators, analysts believe Allstate is more attractive than Horace Mann Educators.

    Company Buy Ratings Hold Ratings Sell Ratings
    HMN
    Horace Mann Educators
    1 2 0
    ALL
    Allstate
    9 2 0
  • Is HMN or ALL More Risky?

    Horace Mann Educators has a beta of 0.280, which suggesting that the stock is 71.97% less volatile than S&P 500. In comparison Allstate has a beta of 0.350, suggesting its less volatile than the S&P 500 by 64.959%.

  • Which is a Better Dividend Stock HMN or ALL?

    Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Allstate offers a yield of 1.92% to investors and pays a quarterly dividend of $1.00 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Allstate pays out 23.12% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HMN or ALL?

    Horace Mann Educators quarterly revenues are $400.1M, which are smaller than Allstate quarterly revenues of $16.5B. Horace Mann Educators's net income of $38.2M is lower than Allstate's net income of $595M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.63x while Allstate's PE ratio is 13.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.14x versus 0.82x for Allstate. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HMN
    Horace Mann Educators
    1.14x 15.63x $400.1M $38.2M
    ALL
    Allstate
    0.82x 13.68x $16.5B $595M
  • Which has Higher Returns HMN or HCI?

    HCI Group has a net margin of 9.55% compared to Horace Mann Educators's net margin of 32.1%. Horace Mann Educators's return on equity of 9.03% beat HCI Group's return on equity of 28.29%.

    Company Gross Margin Earnings Per Share Invested Capital
    HMN
    Horace Mann Educators
    -- $0.92 $1.9B
    HCI
    HCI Group
    -- $5.35 $729.8M
  • What do Analysts Say About HMN or HCI?

    Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.81%. On the other hand HCI Group has an analysts' consensus of $202.50 which suggests that it could grow by 27.47%. Given that HCI Group has higher upside potential than Horace Mann Educators, analysts believe HCI Group is more attractive than Horace Mann Educators.

    Company Buy Ratings Hold Ratings Sell Ratings
    HMN
    Horace Mann Educators
    1 2 0
    HCI
    HCI Group
    4 0 0
  • Is HMN or HCI More Risky?

    Horace Mann Educators has a beta of 0.280, which suggesting that the stock is 71.97% less volatile than S&P 500. In comparison HCI Group has a beta of 1.256, suggesting its more volatile than the S&P 500 by 25.613%.

  • Which is a Better Dividend Stock HMN or HCI?

    Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. HCI Group offers a yield of 1.01% to investors and pays a quarterly dividend of $0.40 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. HCI Group pays out 15.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HMN or HCI?

    Horace Mann Educators quarterly revenues are $400.1M, which are larger than HCI Group quarterly revenues of $217.1M. Horace Mann Educators's net income of $38.2M is lower than HCI Group's net income of $69.7M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.63x while HCI Group's PE ratio is 15.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.14x versus 2.55x for HCI Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HMN
    Horace Mann Educators
    1.14x 15.63x $400.1M $38.2M
    HCI
    HCI Group
    2.55x 15.36x $217.1M $69.7M
  • Which has Higher Returns HMN or HRTG?

    Heritage Insurance Holdings has a net margin of 9.55% compared to Horace Mann Educators's net margin of 13.2%. Horace Mann Educators's return on equity of 9.03% beat Heritage Insurance Holdings's return on equity of 27.99%.

    Company Gross Margin Earnings Per Share Invested Capital
    HMN
    Horace Mann Educators
    -- $0.92 $1.9B
    HRTG
    Heritage Insurance Holdings
    -- $0.99 $423.8M
  • What do Analysts Say About HMN or HRTG?

    Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.81%. On the other hand Heritage Insurance Holdings has an analysts' consensus of $29.00 which suggests that it could grow by 21.44%. Given that Heritage Insurance Holdings has higher upside potential than Horace Mann Educators, analysts believe Heritage Insurance Holdings is more attractive than Horace Mann Educators.

    Company Buy Ratings Hold Ratings Sell Ratings
    HMN
    Horace Mann Educators
    1 2 0
    HRTG
    Heritage Insurance Holdings
    1 1 0
  • Is HMN or HRTG More Risky?

    Horace Mann Educators has a beta of 0.280, which suggesting that the stock is 71.97% less volatile than S&P 500. In comparison Heritage Insurance Holdings has a beta of 1.029, suggesting its more volatile than the S&P 500 by 2.945%.

  • Which is a Better Dividend Stock HMN or HRTG?

    Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Heritage Insurance Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Heritage Insurance Holdings pays out -- of its earnings as a dividend. Horace Mann Educators's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HMN or HRTG?

    Horace Mann Educators quarterly revenues are $400.1M, which are larger than Heritage Insurance Holdings quarterly revenues of $230.9M. Horace Mann Educators's net income of $38.2M is higher than Heritage Insurance Holdings's net income of $30.5M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.63x while Heritage Insurance Holdings's PE ratio is 9.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.14x versus 0.86x for Heritage Insurance Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HMN
    Horace Mann Educators
    1.14x 15.63x $400.1M $38.2M
    HRTG
    Heritage Insurance Holdings
    0.86x 9.44x $230.9M $30.5M
  • Which has Higher Returns HMN or RDN?

    Radian Group has a net margin of 9.55% compared to Horace Mann Educators's net margin of 45.5%. Horace Mann Educators's return on equity of 9.03% beat Radian Group's return on equity of 13.07%.

    Company Gross Margin Earnings Per Share Invested Capital
    HMN
    Horace Mann Educators
    -- $0.92 $1.9B
    RDN
    Radian Group
    -- $0.98 $7B
  • What do Analysts Say About HMN or RDN?

    Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.81%. On the other hand Radian Group has an analysts' consensus of $36.33 which suggests that it could grow by 5.62%. Given that Horace Mann Educators has higher upside potential than Radian Group, analysts believe Horace Mann Educators is more attractive than Radian Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HMN
    Horace Mann Educators
    1 2 0
    RDN
    Radian Group
    1 2 0
  • Is HMN or RDN More Risky?

    Horace Mann Educators has a beta of 0.280, which suggesting that the stock is 71.97% less volatile than S&P 500. In comparison Radian Group has a beta of 0.709, suggesting its less volatile than the S&P 500 by 29.084%.

  • Which is a Better Dividend Stock HMN or RDN?

    Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Radian Group offers a yield of 2.91% to investors and pays a quarterly dividend of $0.26 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Radian Group pays out 25.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HMN or RDN?

    Horace Mann Educators quarterly revenues are $400.1M, which are larger than Radian Group quarterly revenues of $317.7M. Horace Mann Educators's net income of $38.2M is lower than Radian Group's net income of $144.6M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.63x while Radian Group's PE ratio is 8.75x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.14x versus 4.06x for Radian Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HMN
    Horace Mann Educators
    1.14x 15.63x $400.1M $38.2M
    RDN
    Radian Group
    4.06x 8.75x $317.7M $144.6M
  • Which has Higher Returns HMN or TRV?

    The Travelers Companies has a net margin of 9.55% compared to Horace Mann Educators's net margin of 3.35%. Horace Mann Educators's return on equity of 9.03% beat The Travelers Companies's return on equity of 15.98%.

    Company Gross Margin Earnings Per Share Invested Capital
    HMN
    Horace Mann Educators
    -- $0.92 $1.9B
    TRV
    The Travelers Companies
    -- $1.70 $36.2B
  • What do Analysts Say About HMN or TRV?

    Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.81%. On the other hand The Travelers Companies has an analysts' consensus of $280.37 which suggests that it could grow by 5.42%. Given that Horace Mann Educators has higher upside potential than The Travelers Companies, analysts believe Horace Mann Educators is more attractive than The Travelers Companies.

    Company Buy Ratings Hold Ratings Sell Ratings
    HMN
    Horace Mann Educators
    1 2 0
    TRV
    The Travelers Companies
    3 11 0
  • Is HMN or TRV More Risky?

    Horace Mann Educators has a beta of 0.280, which suggesting that the stock is 71.97% less volatile than S&P 500. In comparison The Travelers Companies has a beta of 0.527, suggesting its less volatile than the S&P 500 by 47.263%.

  • Which is a Better Dividend Stock HMN or TRV?

    Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. The Travelers Companies offers a yield of 1.6% to investors and pays a quarterly dividend of $1.10 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. The Travelers Companies pays out 19.02% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HMN or TRV?

    Horace Mann Educators quarterly revenues are $400.1M, which are smaller than The Travelers Companies quarterly revenues of $11.8B. Horace Mann Educators's net income of $38.2M is lower than The Travelers Companies's net income of $395M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.63x while The Travelers Companies's PE ratio is 14.48x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.14x versus 1.31x for The Travelers Companies. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HMN
    Horace Mann Educators
    1.14x 15.63x $400.1M $38.2M
    TRV
    The Travelers Companies
    1.31x 14.48x $11.8B $395M

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