Financhill
Buy
78

HCI Quote, Financials, Valuation and Earnings

Last price:
$165.18
Seasonality move :
4.99%
Day range:
$161.01 - $166.27
52-week range:
$83.65 - $176.40
Dividend yield:
0.97%
P/E ratio:
15.98x
P/S ratio:
2.65x
P/B ratio:
3.65x
Volume:
71.4K
Avg. volume:
111.4K
1-year change:
67.74%
Market cap:
$1.9B
Revenue:
$749.5M
EPS (TTM):
$10.34

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
HCI
HCI Group
$223.3M $1.73 5.89% 5.6% $188.25
HIG
The Hartford Insurance Group
$7.2B $2.95 8.58% 15.73% $135.19
HRTG
Heritage Insurance Holdings
$214.1M $0.29 4.2% 55.19% $29.00
PGR
Progressive
$22.2B $3.48 14.42% 51.87% $293.9375
PRA
ProAssurance
$263.9M $0.28 -8.17% -25.33% $22.67
UFCS
United Fire Group
$345.2M $0.78 12.23% 17.31% $30.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
HCI
HCI Group
$165.24 $188.25 $1.9B 15.98x $0.40 0.97% 2.65x
HIG
The Hartford Insurance Group
$128.92 $135.19 $36.6B 12.85x $0.52 1.54% 1.42x
HRTG
Heritage Insurance Holdings
$23.42 $29.00 $725.9M 9.26x $0.00 0% 0.84x
PGR
Progressive
$277.3000 $293.9375 $162.6B 18.70x $0.10 1.77% 2.08x
PRA
ProAssurance
$23.15 $22.67 $1.2B 28.23x $0.00 0% 1.07x
UFCS
United Fire Group
$27.80 $30.00 $707.5M 10.99x $0.16 2.3% 0.56x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
HCI
HCI Group
26.18% -0.913 11.38% 21.34x
HIG
The Hartford Insurance Group
20.59% 0.785 12.27% --
HRTG
Heritage Insurance Holdings
22.37% -0.732 21.21% 4.85x
PGR
Progressive
19.23% 0.824 4.16% 35.28x
PRA
ProAssurance
25.57% -2.165 35.38% 31.16x
UFCS
United Fire Group
-- 1.838 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
HCI
HCI Group
-- -- 19.4% 28.29% 47.79% $160.3M
HIG
The Hartford Insurance Group
-- -- 14.47% 18.34% 12.3% $947M
HRTG
Heritage Insurance Holdings
-- -- 19.82% 27.99% 18.38% -$1.3M
PGR
Progressive
-- -- 27.01% 34.35% 16.2% $5.1B
PRA
ProAssurance
-- -- 2.63% 3.58% -0.44% -$12M
UFCS
United Fire Group
-- -- 7.72% 8.6% 7.35% $33.2M

HCI Group vs. Competitors

  • Which has Higher Returns HCI or HIG?

    The Hartford Insurance Group has a net margin of 32.1% compared to HCI Group's net margin of 9.3%. HCI Group's return on equity of 28.29% beat The Hartford Insurance Group's return on equity of 18.34%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $5.35 $729.8M
    HIG
    The Hartford Insurance Group
    -- $2.15 $21.2B
  • What do Analysts Say About HCI or HIG?

    HCI Group has a consensus price target of $188.25, signalling upside risk potential of 13.93%. On the other hand The Hartford Insurance Group has an analysts' consensus of $135.19 which suggests that it could grow by 4.86%. Given that HCI Group has higher upside potential than The Hartford Insurance Group, analysts believe HCI Group is more attractive than The Hartford Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    HIG
    The Hartford Insurance Group
    4 9 0
  • Is HCI or HIG More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison The Hartford Insurance Group has a beta of 0.703, suggesting its less volatile than the S&P 500 by 29.66%.

  • Which is a Better Dividend Stock HCI or HIG?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 0.97%. The Hartford Insurance Group offers a yield of 1.54% to investors and pays a quarterly dividend of $0.52 per share. HCI Group pays 15.1% of its earnings as a dividend. The Hartford Insurance Group pays out 18.55% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or HIG?

    HCI Group quarterly revenues are $217.1M, which are smaller than The Hartford Insurance Group quarterly revenues of $6.8B. HCI Group's net income of $69.7M is lower than The Hartford Insurance Group's net income of $630M. Notably, HCI Group's price-to-earnings ratio is 15.98x while The Hartford Insurance Group's PE ratio is 12.85x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.65x versus 1.42x for The Hartford Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.65x 15.98x $217.1M $69.7M
    HIG
    The Hartford Insurance Group
    1.42x 12.85x $6.8B $630M
  • Which has Higher Returns HCI or HRTG?

    Heritage Insurance Holdings has a net margin of 32.1% compared to HCI Group's net margin of 13.2%. HCI Group's return on equity of 28.29% beat Heritage Insurance Holdings's return on equity of 27.99%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $5.35 $729.8M
    HRTG
    Heritage Insurance Holdings
    -- $0.99 $423.8M
  • What do Analysts Say About HCI or HRTG?

    HCI Group has a consensus price target of $188.25, signalling upside risk potential of 13.93%. On the other hand Heritage Insurance Holdings has an analysts' consensus of $29.00 which suggests that it could grow by 23.83%. Given that Heritage Insurance Holdings has higher upside potential than HCI Group, analysts believe Heritage Insurance Holdings is more attractive than HCI Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    HRTG
    Heritage Insurance Holdings
    1 1 0
  • Is HCI or HRTG More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison Heritage Insurance Holdings has a beta of 0.958, suggesting its less volatile than the S&P 500 by 4.203%.

  • Which is a Better Dividend Stock HCI or HRTG?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 0.97%. Heritage Insurance Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. HCI Group pays 15.1% of its earnings as a dividend. Heritage Insurance Holdings pays out -- of its earnings as a dividend. HCI Group's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or HRTG?

    HCI Group quarterly revenues are $217.1M, which are smaller than Heritage Insurance Holdings quarterly revenues of $230.9M. HCI Group's net income of $69.7M is higher than Heritage Insurance Holdings's net income of $30.5M. Notably, HCI Group's price-to-earnings ratio is 15.98x while Heritage Insurance Holdings's PE ratio is 9.26x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.65x versus 0.84x for Heritage Insurance Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.65x 15.98x $217.1M $69.7M
    HRTG
    Heritage Insurance Holdings
    0.84x 9.26x $230.9M $30.5M
  • Which has Higher Returns HCI or PGR?

    Progressive has a net margin of 32.1% compared to HCI Group's net margin of 12.58%. HCI Group's return on equity of 28.29% beat Progressive's return on equity of 34.35%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $5.35 $729.8M
    PGR
    Progressive
    -- $4.37 $35.8B
  • What do Analysts Say About HCI or PGR?

    HCI Group has a consensus price target of $188.25, signalling upside risk potential of 13.93%. On the other hand Progressive has an analysts' consensus of $293.9375 which suggests that it could grow by 6%. Given that HCI Group has higher upside potential than Progressive, analysts believe HCI Group is more attractive than Progressive.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    PGR
    Progressive
    5 7 1
  • Is HCI or PGR More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison Progressive has a beta of 0.403, suggesting its less volatile than the S&P 500 by 59.748%.

  • Which is a Better Dividend Stock HCI or PGR?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 0.97%. Progressive offers a yield of 1.77% to investors and pays a quarterly dividend of $0.10 per share. HCI Group pays 15.1% of its earnings as a dividend. Progressive pays out 8.04% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or PGR?

    HCI Group quarterly revenues are $217.1M, which are smaller than Progressive quarterly revenues of $20.4B. HCI Group's net income of $69.7M is lower than Progressive's net income of $2.6B. Notably, HCI Group's price-to-earnings ratio is 15.98x while Progressive's PE ratio is 18.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.65x versus 2.08x for Progressive. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.65x 15.98x $217.1M $69.7M
    PGR
    Progressive
    2.08x 18.70x $20.4B $2.6B
  • Which has Higher Returns HCI or PRA?

    ProAssurance has a net margin of 32.1% compared to HCI Group's net margin of -2.17%. HCI Group's return on equity of 28.29% beat ProAssurance's return on equity of 3.58%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $5.35 $729.8M
    PRA
    ProAssurance
    -- -$0.11 $1.7B
  • What do Analysts Say About HCI or PRA?

    HCI Group has a consensus price target of $188.25, signalling upside risk potential of 13.93%. On the other hand ProAssurance has an analysts' consensus of $22.67 which suggests that it could fall by -2.09%. Given that HCI Group has higher upside potential than ProAssurance, analysts believe HCI Group is more attractive than ProAssurance.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    PRA
    ProAssurance
    0 4 0
  • Is HCI or PRA More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison ProAssurance has a beta of 0.044, suggesting its less volatile than the S&P 500 by 95.631%.

  • Which is a Better Dividend Stock HCI or PRA?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 0.97%. ProAssurance offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. HCI Group pays 15.1% of its earnings as a dividend. ProAssurance pays out -- of its earnings as a dividend. HCI Group's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or PRA?

    HCI Group quarterly revenues are $217.1M, which are smaller than ProAssurance quarterly revenues of $268.1M. HCI Group's net income of $69.7M is higher than ProAssurance's net income of -$5.8M. Notably, HCI Group's price-to-earnings ratio is 15.98x while ProAssurance's PE ratio is 28.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.65x versus 1.07x for ProAssurance. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.65x 15.98x $217.1M $69.7M
    PRA
    ProAssurance
    1.07x 28.23x $268.1M -$5.8M
  • Which has Higher Returns HCI or UFCS?

    United Fire Group has a net margin of 32.1% compared to HCI Group's net margin of 5.35%. HCI Group's return on equity of 28.29% beat United Fire Group's return on equity of 8.6%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $5.35 $729.8M
    UFCS
    United Fire Group
    -- $0.67 $850.9M
  • What do Analysts Say About HCI or UFCS?

    HCI Group has a consensus price target of $188.25, signalling upside risk potential of 13.93%. On the other hand United Fire Group has an analysts' consensus of $30.00 which suggests that it could grow by 7.91%. Given that HCI Group has higher upside potential than United Fire Group, analysts believe HCI Group is more attractive than United Fire Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    UFCS
    United Fire Group
    1 1 0
  • Is HCI or UFCS More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison United Fire Group has a beta of 0.488, suggesting its less volatile than the S&P 500 by 51.206%.

  • Which is a Better Dividend Stock HCI or UFCS?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 0.97%. United Fire Group offers a yield of 2.3% to investors and pays a quarterly dividend of $0.16 per share. HCI Group pays 15.1% of its earnings as a dividend. United Fire Group pays out 26.17% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or UFCS?

    HCI Group quarterly revenues are $217.1M, which are smaller than United Fire Group quarterly revenues of $331.1M. HCI Group's net income of $69.7M is higher than United Fire Group's net income of $17.7M. Notably, HCI Group's price-to-earnings ratio is 15.98x while United Fire Group's PE ratio is 10.99x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.65x versus 0.56x for United Fire Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.65x 15.98x $217.1M $69.7M
    UFCS
    United Fire Group
    0.56x 10.99x $331.1M $17.7M

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