Financhill
Buy
64

CNO Quote, Financials, Valuation and Earnings

Last price:
$38.48
Seasonality move :
8.97%
Day range:
$37.51 - $38.32
52-week range:
$27.34 - $43.20
Dividend yield:
1.7%
P/E ratio:
13.40x
P/S ratio:
0.95x
P/B ratio:
1.50x
Volume:
512.8K
Avg. volume:
678.9K
1-year change:
39.77%
Market cap:
$3.8B
Revenue:
$4.4B
EPS (TTM):
$2.86
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $3.8B $4.1B $3.6B $4.1B $4.4B
Revenue Growth (YoY) -4.85% 7.88% -13.23% 15.94% 7.21%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $252.6M $267.9M $287.9M $290.9M $304.5M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $830.2M $870.9M $836.7M $937.2M $937.4M
Operating Income -- -- -- -- --
 
Net Interest Expenses $108.8M $95.4M $137M $238.6M $254.4M
EBT. Incl. Unusual Items $344.3M $733.1M $816.5M $356.8M $518.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $42.5M $162.8M $185.9M $80.3M $114.3M
Net Income to Company $301.8M $570.3M $630.6M $276.5M $404M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $301.8M $570.3M $630.6M $276.5M $404M
 
Basic EPS (Cont. Ops) $2.12 $4.44 $5.45 $2.44 $3.81
Diluted EPS (Cont. Ops) $2.11 $4.35 $5.36 $2.40 $3.74
Weighted Average Basic Share $142.1M $128.4M $115.7M $113.3M $106.1M
Weighted Average Diluted Share $143.2M $131.1M $117.7M $115.1M $108.1M
 
EBITDA -- -- -- -- --
EBIT $453.1M $828.5M $953.5M $595.4M $772.7M
 
Revenue (Reported) $3.8B $4.1B $3.6B $4.1B $4.4B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $453.1M $828.5M $953.5M $595.4M $772.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $1B $842.9M $1B $1.2B $1B
Revenue Growth (YoY) 40.27% -16.21% 19.35% 14.58% -12.89%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $233.1M $218.3M $271.7M $282.1M $276.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses $24.1M $23.8M $54.7M $60.2M $62M
EBT. Incl. Unusual Items $190M $240.3M -$1M $146.2M $17.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $42.6M $56.9M -$200K $33.9M $4M
Net Income to Company $147.4M $183.4M -$800K $112.3M $13.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $147.4M $183.4M -$800K $112.3M $13.7M
 
Basic EPS (Cont. Ops) $1.10 $1.55 -$0.01 $1.03 $0.14
Diluted EPS (Cont. Ops) $1.08 $1.52 -$0.01 $1.01 $0.13
Weighted Average Basic Share $134.1M $118.6M $114.5M $109M $100.7M
Weighted Average Diluted Share $136.7M $121M $114.5M $110.8M $103.1M
 
EBITDA -- -- -- -- --
EBIT $214.1M $264.1M $53.7M $206.4M $79.7M
 
Revenue (Reported) $1B $842.9M $1B $1.2B $1B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $214.1M $264.1M $53.7M $206.4M $79.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $4.1B $4B $3.7B $4.3B $4.3B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $596.9M $588.2M $602.2M $656.7M $627.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses $99.5M $95.1M $167.9M $244.1M $256.2M
EBT. Incl. Unusual Items $605.3M $783.4M $575.2M $504M $389.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $134.9M $177.1M $128.8M $114.4M $84.4M
Net Income to Company $470.4M $606.3M $446.4M $389.6M $305.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $470.4M $606.3M $446.4M $389.6M $305.4M
 
Basic EPS (Cont. Ops) $3.40 $3.88 $3.93 $3.48 $2.93
Diluted EPS (Cont. Ops) $3.36 $3.80 $3.87 $3.43 $2.86
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $704.8M $878.5M $743.1M $748.1M $646M
 
Revenue (Reported) $4.1B $4B $3.7B $4.3B $4.3B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $704.8M $878.5M $743.1M $748.1M $646M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $1B $842.9M $1B $1.2B $1B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $233.1M $218.3M $271.7M $282.1M $276.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses $24.1M $23.8M $54.7M $60.2M $62M
EBT. Incl. Unusual Items $190M $240.3M -$1M $146.2M $17.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $42.6M $56.9M -$200K $33.9M $4M
Net Income to Company $147.4M $183.4M -$800K $112.3M $13.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $147.4M $183.4M -$800K $112.3M $13.7M
 
Basic EPS (Cont. Ops) $1.10 $1.55 -$0.01 $1.03 $0.14
Diluted EPS (Cont. Ops) $1.08 $1.52 -$0.01 $1.01 $0.13
Weighted Average Basic Share $134.1M $118.6M $114.5M $109M $100.7M
Weighted Average Diluted Share $136.7M $121M $114.5M $110.8M $103.1M
 
EBITDA -- -- -- -- --
EBIT $214.1M $264.1M $53.7M $206.4M $79.7M
 
Revenue (Reported) $1B $842.9M $1B $1.2B $1B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $214.1M $264.1M $53.7M $206.4M $79.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $54.1M $99.6M $69.2M $774.5M $1.7B
Short Term Investments $23.4B $24.8B $20.4B $21.5B $7.8B
Accounts Receivable, Net $4.6B $4.4B $4.2B $4B $3.9B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $28.2B $29.4B $25.7B $27.3B $14.1B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $25B $26.4B $21.8B $22.6B $23.7B
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $35.3B $36.2B $33.1B $35B $37.9B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $3.9B $4B $3.9B $4.2B $4.5B
Capital Leases -- -- -- -- --
Total Liabilities $29.9B $30.9B $31.4B $32.8B $35.4B
 
Common Stock $1.3M $1.2M $1.1M $1.1M $1M
Other Common Equity Adj $2.2B $1.9B -$2B -$1.6B -$1.4B
Common Equity $5.5B $5.3B $1.8B $2.2B $2.5B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $5.5B $5.3B $1.8B $2.2B $2.5B
 
Total Liabilities and Equity $35.3B $36.2B $33.1B $35B $37.9B
Cash and Short Terms $23.4B $24.9B $20.4B $22.3B $9.5B
Total Debt $3.9B $4B $3.9B $4.2B $4.5B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $76M $48M $425M $566.3M $928.2M
Short Term Investments $22.6B $23.5B $21.1B $7.3B $7.9B
Accounts Receivable, Net $4.5B $4.3B $4.2B $4B $3.8B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $27.6B $28.4B $26.7B $12.7B $13.4B
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments $24.2B $25B $22.4B $22.5B $24.3B
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $34.7B $35.5B $34B $34.9B $37.4B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $3.9B $3.9B $4B $3.9B $4.4B
Capital Leases -- -- -- -- --
Total Liabilities $29.8B $31.8B $32B $32.6B $34.9B
 
Common Stock $1.3M $1.2M $1.1M $1.1M $1M
Other Common Equity Adj $1.5B $380.5M -$1.7B -$1.5B -$1.2B
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $4.9B $3.7B $2B $2.4B $2.5B
 
Total Liabilities and Equity $34.7B $35.5B $34B $34.9B $37.4B
Cash and Short Terms $22.7B $23.5B $21.5B $7.9B $8.8B
Total Debt $3.9B $3.9B $4B $3.9B $4.4B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $301.8M $570.3M $630.6M $276.5M $404M
Depreciation & Amoritzation $303.9M $236.6M $248.5M $267.4M $292.4M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $735.5M $598.3M $495.4M $582.9M $627.7M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$608.4M -$1.5B -$1.8B -$872.3M -$1.5B
 
Dividends Paid (Ex Special Dividend) -$67M -$65.7M -$64.8M -$68.1M -$67.7M
Special Dividend Paid
Long-Term Debt Issued $643.8M $795.8M $285M $995.5M $1.6B
Long-Term Debt Repaid -$501.9M -$727.8M -$405.7M -$736.8M -$1.2B
Repurchase of Common Stock -$268.3M -$407.8M -$190.1M -$166.1M -$300.2M
Other Financing Activities $384.5M $1.1B $1.6B $495.8M $2B
Cash From Financing $210.1M $667.6M $1.2B $533.5M $2B
 
Beginning Cash (CF) $654.7M $991.9M $731.7M $644.9M $889M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $337.2M -$260.2M -$86.8M $244.1M $1.1B
Ending Cash (CF) $991.9M $731.7M $644.9M $889M $2B
 
Levered Free Cash Flow $735.5M $598.3M $495.4M $582.9M $627.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $147.4M $183.4M -$800K $112.3M $13.7M
Depreciation & Amoritzation $108.7M $61.1M $65.7M $70.4M $77.8M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $89.4M $56.4M $81.9M $94.6M $136.7M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$334M -$1B -$406.7M -$23.6M -$538.2M
 
Dividends Paid (Ex Special Dividend) -$16.3M -$16.1M -$17.1M -$17.3M -$16.9M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $200M -- $620.5M $222M $234.5M
Long-Term Debt Repaid -$201M -$90.3M -$459.9M -$473.8M -$356.1M
Repurchase of Common Stock -$102.7M -$109.8M -$25.8M -$58.8M -$110.3M
Other Financing Activities $99.2M $1B $76.2M $14.9M -$329.1M
Cash From Financing -$8.4M $816.2M $202M -$310.2M -$571.4M
 
Beginning Cash (CF) $991.9M $731.7M $644.9M $889M $2B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$253M -$137.7M -$122.8M -$239.2M -$972.9M
Ending Cash (CF) $738.9M $594M $522.1M $649.8M $1B
 
Levered Free Cash Flow $89.4M $56.4M $81.9M $94.6M $136.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $470.4M $606.3M $446.4M $389.6M $305.4M
Depreciation & Amoritzation $353M $189M $253.1M $272.1M $299.8M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $699.2M $565.3M $520.9M $595.6M $669.8M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$764.2M -$2.2B -$1.2B -$489.2M -$2B
 
Dividends Paid (Ex Special Dividend) -$67.1M -$65.5M -$65.8M -$68.3M -$67.3M
Special Dividend Paid
Long-Term Debt Issued $843.8M $595.8M $905.5M $597M $1.6B
Long-Term Debt Repaid -$701.9M -$617.1M -$775.3M -$750.7M -$1.1B
Repurchase of Common Stock -$283M -$414.9M -$106.1M -$199.1M -$351.7M
Other Financing Activities $432.9M $2B $609M $434.5M $1.6B
Cash From Financing $253.4M $1.5B $584.9M $21.3M $1.7B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $188.4M -$144.9M -$71.9M $127.7M $375M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $699.2M $565.3M $520.9M $595.6M $669.8M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $147.4M $183.4M -$800K $112.3M $13.7M
Depreciation & Amoritzation $108.7M $61.1M $65.7M $70.4M $77.8M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $89.4M $56.4M $81.9M $94.6M $136.7M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$334M -$1B -$406.7M -$23.6M -$538.2M
 
Dividends Paid (Ex Special Dividend) -$16.3M -$16.1M -$17.1M -$17.3M -$16.9M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $200M -- $620.5M $222M $234.5M
Long-Term Debt Repaid -$201M -$90.3M -$459.9M -$473.8M -$356.1M
Repurchase of Common Stock -$102.7M -$109.8M -$25.8M -$58.8M -$110.3M
Other Financing Activities $99.2M $1B $76.2M $14.9M -$329.1M
Cash From Financing -$8.4M $816.2M $202M -$310.2M -$571.4M
 
Beginning Cash (CF) $991.9M $731.7M $644.9M $889M $2B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$253M -$137.7M -$122.8M -$239.2M -$972.9M
Ending Cash (CF) $738.9M $594M $522.1M $649.8M $1B
 
Levered Free Cash Flow $89.4M $56.4M $81.9M $94.6M $136.7M

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