BHB Quote, Financials, Valuation and Earnings

Citizens Financial Services has a net margin of 27.38% compared to Bar Harbor Bankshares's net margin of 28.84%. Bar Harbor Bankshares's return on equity of 9.66% beat Citizens Financial Services's return on equity of 9.63%.

Bar Harbor Bankshares has a consensus price target of $32.50, signalling upside risk potential of 10.24%. On the other hand Citizens Financial Services has an analysts' consensus of $65.00 which suggests that it could grow by 2.72%. Given that Bar Harbor Bankshares has higher upside potential than Citizens Financial Services, analysts believe Bar Harbor Bankshares is more attractive than Citizens Financial Services.

Bar Harbor Bankshares has a beta of 0.687, which suggesting that the stock is 31.289% less volatile than S&P 500. In comparison Citizens Financial Services has a beta of 0.401, suggesting its less volatile than the S&P 500 by 59.915%.

Bar Harbor Bankshares has a quarterly dividend of $0.32 per share corresponding to a yield of 4.14%. Citizens Financial Services offers a yield of 3.11% to investors and pays a quarterly dividend of $0.50 per share. Bar Harbor Bankshares pays 40.85% of its earnings as a dividend. Citizens Financial Services pays out 33.44% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bar Harbor Bankshares quarterly revenues are $37.3M, which are larger than Citizens Financial Services quarterly revenues of $26.4M. Bar Harbor Bankshares's net income of $10.2M is higher than Citizens Financial Services's net income of $7.6M. Notably, Bar Harbor Bankshares's price-to-earnings ratio is 10.34x while Citizens Financial Services's PE ratio is 10.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bar Harbor Bankshares is 3.00x versus 2.94x for Citizens Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

Bank OZK has a net margin of 27.38% compared to Bar Harbor Bankshares's net margin of 42.02%. Bar Harbor Bankshares's return on equity of 9.66% beat Bank OZK's return on equity of 12.82%.

Bar Harbor Bankshares has a consensus price target of $32.50, signalling upside risk potential of 10.24%. On the other hand Bank OZK has an analysts' consensus of $50.63 which suggests that it could grow by 13.23%. Given that Bank OZK has higher upside potential than Bar Harbor Bankshares, analysts believe Bank OZK is more attractive than Bar Harbor Bankshares.

Bar Harbor Bankshares has a beta of 0.687, which suggesting that the stock is 31.289% less volatile than S&P 500. In comparison Bank OZK has a beta of 0.847, suggesting its less volatile than the S&P 500 by 15.276%.

Bar Harbor Bankshares has a quarterly dividend of $0.32 per share corresponding to a yield of 4.14%. Bank OZK offers a yield of 3.71% to investors and pays a quarterly dividend of $0.43 per share. Bar Harbor Bankshares pays 40.85% of its earnings as a dividend. Bank OZK pays out 27.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bar Harbor Bankshares quarterly revenues are $37.3M, which are smaller than Bank OZK quarterly revenues of $409.2M. Bar Harbor Bankshares's net income of $10.2M is lower than Bank OZK's net income of $172M. Notably, Bar Harbor Bankshares's price-to-earnings ratio is 10.34x while Bank OZK's PE ratio is 7.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bar Harbor Bankshares is 3.00x versus 3.07x for Bank OZK. Usually stocks with elevated PS ratios are considered overvalued.

Unity Bancorp has a net margin of 27.38% compared to Bar Harbor Bankshares's net margin of 39.51%. Bar Harbor Bankshares's return on equity of 9.66% beat Unity Bancorp's return on equity of 15.24%.

Bar Harbor Bankshares has a consensus price target of $32.50, signalling upside risk potential of 10.24%. On the other hand Unity Bancorp has an analysts' consensus of $51.67 which suggests that it could grow by 15.51%. Given that Unity Bancorp has higher upside potential than Bar Harbor Bankshares, analysts believe Unity Bancorp is more attractive than Bar Harbor Bankshares.

Bar Harbor Bankshares has a beta of 0.687, which suggesting that the stock is 31.289% less volatile than S&P 500. In comparison Unity Bancorp has a beta of 0.695, suggesting its less volatile than the S&P 500 by 30.507%.

Bar Harbor Bankshares has a quarterly dividend of $0.32 per share corresponding to a yield of 4.14%. Unity Bancorp offers a yield of 1.19% to investors and pays a quarterly dividend of $0.14 per share. Bar Harbor Bankshares pays 40.85% of its earnings as a dividend. Unity Bancorp pays out 12.11% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bar Harbor Bankshares quarterly revenues are $37.3M, which are larger than Unity Bancorp quarterly revenues of $29.4M. Bar Harbor Bankshares's net income of $10.2M is lower than Unity Bancorp's net income of $11.6M. Notably, Bar Harbor Bankshares's price-to-earnings ratio is 10.34x while Unity Bancorp's PE ratio is 10.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bar Harbor Bankshares is 3.00x versus 4.14x for Unity Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Univest Financial has a net margin of 27.38% compared to Bar Harbor Bankshares's net margin of 28.28%. Bar Harbor Bankshares's return on equity of 9.66% beat Univest Financial's return on equity of 8.94%.

Bar Harbor Bankshares has a consensus price target of $32.50, signalling upside risk potential of 10.24%. On the other hand Univest Financial has an analysts' consensus of $31.67 which suggests that it could grow by 6.12%. Given that Bar Harbor Bankshares has higher upside potential than Univest Financial, analysts believe Bar Harbor Bankshares is more attractive than Univest Financial.

Bar Harbor Bankshares has a beta of 0.687, which suggesting that the stock is 31.289% less volatile than S&P 500. In comparison Univest Financial has a beta of 0.728, suggesting its less volatile than the S&P 500 by 27.161%.

Bar Harbor Bankshares has a quarterly dividend of $0.32 per share corresponding to a yield of 4.14%. Univest Financial offers a yield of 2.85% to investors and pays a quarterly dividend of $0.22 per share. Bar Harbor Bankshares pays 40.85% of its earnings as a dividend. Univest Financial pays out 32.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Bar Harbor Bankshares quarterly revenues are $37.3M, which are smaller than Univest Financial quarterly revenues of $79.2M. Bar Harbor Bankshares's net income of $10.2M is lower than Univest Financial's net income of $22.4M. Notably, Bar Harbor Bankshares's price-to-earnings ratio is 10.34x while Univest Financial's PE ratio is 11.18x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bar Harbor Bankshares is 3.00x versus 2.90x for Univest Financial. Usually stocks with elevated PS ratios are considered overvalued.