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OZK Quote, Financials, Valuation and Earnings

Last price:
$44.98
Seasonality move :
4.35%
Day range:
$44.27 - $44.77
52-week range:
$37.43 - $51.50
Dividend yield:
3.54%
P/E ratio:
7.35x
P/S ratio:
3.08x
P/B ratio:
0.97x
Volume:
274.1K
Avg. volume:
1.1M
1-year change:
-10.99%
Market cap:
$5.1B
Revenue:
$1.6B
EPS (TTM):
$6.08

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OZK
Bank OZK
$423.1M $1.54 -0.23% -4.11% $52.25
BAC
Bank of America
$25.2B $0.76 14.89% 124.23% $49.13
CZFS
Citizens Financial Services
$22.2M $1.38 9.61% -13.21% --
FITB
Fifth Third Bancorp
$2.2B $0.82 7.03% 21.64% $50.18
FMNB
Farmers National Banc
$43M $0.34 -1.3% -11.97% $16.67
USB
U.S. Bancorp
$6.9B $0.99 3.75% 114.28% $56.85
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OZK
Bank OZK
$44.70 $52.25 $5.1B 7.35x $0.41 3.54% 3.08x
BAC
Bank of America
$44.38 $49.13 $340.5B 16.14x $0.26 2.25% 3.59x
CZFS
Citizens Financial Services
$64.50 -- $307M 11.20x $0.49 3.03% 3.07x
FITB
Fifth Third Bancorp
$43.04 $50.18 $28.6B 14.30x $0.37 3.3% 3.62x
FMNB
Farmers National Banc
$14.30 $16.67 $537.5M 11.63x $0.17 4.76% 3.14x
USB
U.S. Bancorp
$48.83 $56.85 $76.2B 14.93x $0.50 4.03% 2.81x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OZK
Bank OZK
10% 0.548 11.9% --
BAC
Bank of America
53.08% 1.080 101.74% 1.66x
CZFS
Citizens Financial Services
43.69% 1.916 82.87% 84.80x
FITB
Fifth Third Bancorp
46.61% 0.832 58.36% 18.90x
FMNB
Farmers National Banc
45.77% 1.928 65.31% 4.61x
USB
U.S. Bancorp
57.16% 1.123 99.88% 6.91x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OZK
Bank OZK
-- -- 11.21% 13.48% 125.01% $258M
BAC
Bank of America
-- -- 3.77% 8.07% 121.71% -$37.3B
CZFS
Citizens Financial Services
-- -- 4.72% 9.71% 106.13% $5.6M
FITB
Fifth Third Bancorp
-- -- 5.86% 11.74% 95.78% $1.7B
FMNB
Farmers National Banc
-- -- 6.09% 11.81% 81.83% $20.3M
USB
U.S. Bancorp
-- -- 4.37% 9.74% 88.15% $972M

Bank OZK vs. Competitors

  • Which has Higher Returns OZK or BAC?

    Bank of America has a net margin of 42.84% compared to Bank OZK's net margin of 27.21%. Bank OZK's return on equity of 13.48% beat Bank of America's return on equity of 8.07%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    BAC
    Bank of America
    -- $0.81 $631.9B
  • What do Analysts Say About OZK or BAC?

    Bank OZK has a consensus price target of $52.25, signalling upside risk potential of 16.89%. On the other hand Bank of America has an analysts' consensus of $49.13 which suggests that it could grow by 10.69%. Given that Bank OZK has higher upside potential than Bank of America, analysts believe Bank OZK is more attractive than Bank of America.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    BAC
    Bank of America
    8 6 0
  • Is OZK or BAC More Risky?

    Bank OZK has a beta of 1.181, which suggesting that the stock is 18.145% more volatile than S&P 500. In comparison Bank of America has a beta of 1.333, suggesting its more volatile than the S&P 500 by 33.313%.

  • Which is a Better Dividend Stock OZK or BAC?

    Bank OZK has a quarterly dividend of $0.41 per share corresponding to a yield of 3.54%. Bank of America offers a yield of 2.25% to investors and pays a quarterly dividend of $0.26 per share. Bank OZK pays 25.94% of its earnings as a dividend. Bank of America pays out 34.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or BAC?

    Bank OZK quarterly revenues are $423M, which are smaller than Bank of America quarterly revenues of $25.3B. Bank OZK's net income of $181.2M is lower than Bank of America's net income of $6.9B. Notably, Bank OZK's price-to-earnings ratio is 7.35x while Bank of America's PE ratio is 16.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.08x versus 3.59x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.08x 7.35x $423M $181.2M
    BAC
    Bank of America
    3.59x 16.14x $25.3B $6.9B
  • Which has Higher Returns OZK or CZFS?

    Citizens Financial Services has a net margin of 42.84% compared to Bank OZK's net margin of 30.05%. Bank OZK's return on equity of 13.48% beat Citizens Financial Services's return on equity of 9.71%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    CZFS
    Citizens Financial Services
    -- $1.59 $530.4M
  • What do Analysts Say About OZK or CZFS?

    Bank OZK has a consensus price target of $52.25, signalling upside risk potential of 16.89%. On the other hand Citizens Financial Services has an analysts' consensus of -- which suggests that it could fall by -6.98%. Given that Bank OZK has higher upside potential than Citizens Financial Services, analysts believe Bank OZK is more attractive than Citizens Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    CZFS
    Citizens Financial Services
    0 0 0
  • Is OZK or CZFS More Risky?

    Bank OZK has a beta of 1.181, which suggesting that the stock is 18.145% more volatile than S&P 500. In comparison Citizens Financial Services has a beta of 0.537, suggesting its less volatile than the S&P 500 by 46.35%.

  • Which is a Better Dividend Stock OZK or CZFS?

    Bank OZK has a quarterly dividend of $0.41 per share corresponding to a yield of 3.54%. Citizens Financial Services offers a yield of 3.03% to investors and pays a quarterly dividend of $0.49 per share. Bank OZK pays 25.94% of its earnings as a dividend. Citizens Financial Services pays out 47.74% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or CZFS?

    Bank OZK quarterly revenues are $423M, which are larger than Citizens Financial Services quarterly revenues of $25.1M. Bank OZK's net income of $181.2M is higher than Citizens Financial Services's net income of $7.5M. Notably, Bank OZK's price-to-earnings ratio is 7.35x while Citizens Financial Services's PE ratio is 11.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.08x versus 3.07x for Citizens Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.08x 7.35x $423M $181.2M
    CZFS
    Citizens Financial Services
    3.07x 11.20x $25.1M $7.5M
  • Which has Higher Returns OZK or FITB?

    Fifth Third Bancorp has a net margin of 42.84% compared to Bank OZK's net margin of 27.78%. Bank OZK's return on equity of 13.48% beat Fifth Third Bancorp's return on equity of 11.74%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    FITB
    Fifth Third Bancorp
    -- $0.78 $38.9B
  • What do Analysts Say About OZK or FITB?

    Bank OZK has a consensus price target of $52.25, signalling upside risk potential of 16.89%. On the other hand Fifth Third Bancorp has an analysts' consensus of $50.18 which suggests that it could grow by 16.58%. Given that Bank OZK has higher upside potential than Fifth Third Bancorp, analysts believe Bank OZK is more attractive than Fifth Third Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    FITB
    Fifth Third Bancorp
    6 10 0
  • Is OZK or FITB More Risky?

    Bank OZK has a beta of 1.181, which suggesting that the stock is 18.145% more volatile than S&P 500. In comparison Fifth Third Bancorp has a beta of 1.219, suggesting its more volatile than the S&P 500 by 21.923%.

  • Which is a Better Dividend Stock OZK or FITB?

    Bank OZK has a quarterly dividend of $0.41 per share corresponding to a yield of 3.54%. Fifth Third Bancorp offers a yield of 3.3% to investors and pays a quarterly dividend of $0.37 per share. Bank OZK pays 25.94% of its earnings as a dividend. Fifth Third Bancorp pays out 45.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or FITB?

    Bank OZK quarterly revenues are $423M, which are smaller than Fifth Third Bancorp quarterly revenues of $2.1B. Bank OZK's net income of $181.2M is lower than Fifth Third Bancorp's net income of $573M. Notably, Bank OZK's price-to-earnings ratio is 7.35x while Fifth Third Bancorp's PE ratio is 14.30x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.08x versus 3.62x for Fifth Third Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.08x 7.35x $423M $181.2M
    FITB
    Fifth Third Bancorp
    3.62x 14.30x $2.1B $573M
  • Which has Higher Returns OZK or FMNB?

    Farmers National Banc has a net margin of 42.84% compared to Bank OZK's net margin of 19.3%. Bank OZK's return on equity of 13.48% beat Farmers National Banc's return on equity of 11.81%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    FMNB
    Farmers National Banc
    -- $0.23 $810.7M
  • What do Analysts Say About OZK or FMNB?

    Bank OZK has a consensus price target of $52.25, signalling upside risk potential of 16.89%. On the other hand Farmers National Banc has an analysts' consensus of $16.67 which suggests that it could grow by 16.55%. Given that Bank OZK has higher upside potential than Farmers National Banc, analysts believe Bank OZK is more attractive than Farmers National Banc.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    FMNB
    Farmers National Banc
    0 2 0
  • Is OZK or FMNB More Risky?

    Bank OZK has a beta of 1.181, which suggesting that the stock is 18.145% more volatile than S&P 500. In comparison Farmers National Banc has a beta of 0.858, suggesting its less volatile than the S&P 500 by 14.218%.

  • Which is a Better Dividend Stock OZK or FMNB?

    Bank OZK has a quarterly dividend of $0.41 per share corresponding to a yield of 3.54%. Farmers National Banc offers a yield of 4.76% to investors and pays a quarterly dividend of $0.17 per share. Bank OZK pays 25.94% of its earnings as a dividend. Farmers National Banc pays out 50.86% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or FMNB?

    Bank OZK quarterly revenues are $423M, which are larger than Farmers National Banc quarterly revenues of $44.2M. Bank OZK's net income of $181.2M is higher than Farmers National Banc's net income of $8.5M. Notably, Bank OZK's price-to-earnings ratio is 7.35x while Farmers National Banc's PE ratio is 11.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.08x versus 3.14x for Farmers National Banc. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.08x 7.35x $423M $181.2M
    FMNB
    Farmers National Banc
    3.14x 11.63x $44.2M $8.5M
  • Which has Higher Returns OZK or USB?

    U.S. Bancorp has a net margin of 42.84% compared to Bank OZK's net margin of 25.08%. Bank OZK's return on equity of 13.48% beat U.S. Bancorp's return on equity of 9.74%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    USB
    U.S. Bancorp
    -- $1.03 $137.9B
  • What do Analysts Say About OZK or USB?

    Bank OZK has a consensus price target of $52.25, signalling upside risk potential of 16.89%. On the other hand U.S. Bancorp has an analysts' consensus of $56.85 which suggests that it could grow by 16.43%. Given that Bank OZK has higher upside potential than U.S. Bancorp, analysts believe Bank OZK is more attractive than U.S. Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    USB
    U.S. Bancorp
    7 12 0
  • Is OZK or USB More Risky?

    Bank OZK has a beta of 1.181, which suggesting that the stock is 18.145% more volatile than S&P 500. In comparison U.S. Bancorp has a beta of 1.032, suggesting its more volatile than the S&P 500 by 3.212%.

  • Which is a Better Dividend Stock OZK or USB?

    Bank OZK has a quarterly dividend of $0.41 per share corresponding to a yield of 3.54%. U.S. Bancorp offers a yield of 4.03% to investors and pays a quarterly dividend of $0.50 per share. Bank OZK pays 25.94% of its earnings as a dividend. U.S. Bancorp pays out 60.99% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or USB?

    Bank OZK quarterly revenues are $423M, which are smaller than U.S. Bancorp quarterly revenues of $6.8B. Bank OZK's net income of $181.2M is lower than U.S. Bancorp's net income of $1.7B. Notably, Bank OZK's price-to-earnings ratio is 7.35x while U.S. Bancorp's PE ratio is 14.93x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.08x versus 2.81x for U.S. Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.08x 7.35x $423M $181.2M
    USB
    U.S. Bancorp
    2.81x 14.93x $6.8B $1.7B

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