OBT Quote, Financials, Valuation and Earnings

First Bank has a net margin of 31.13% compared to Orange County Bancorp's net margin of 27.54%. Orange County Bancorp's return on equity of 14.74% beat First Bank's return on equity of 9.77%.

Orange County Bancorp has a consensus price target of $29.83, signalling upside risk potential of 18.95%. On the other hand First Bank has an analysts' consensus of $18.00 which suggests that it could grow by 19.21%. Given that First Bank has higher upside potential than Orange County Bancorp, analysts believe First Bank is more attractive than Orange County Bancorp.

Orange County Bancorp has a beta of 0.502, which suggesting that the stock is 49.803% less volatile than S&P 500. In comparison First Bank has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.529%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.99%. First Bank offers a yield of 1.59% to investors and pays a quarterly dividend of $0.06 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. First Bank pays out 14.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $28M, which are smaller than First Bank quarterly revenues of $34.1M. Orange County Bancorp's net income of $8.7M is lower than First Bank's net income of $9.4M. Notably, Orange County Bancorp's price-to-earnings ratio is 10.39x while First Bank's PE ratio is 9.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.57x versus 2.90x for First Bank. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 31.13% compared to Orange County Bancorp's net margin of 36.31%. Orange County Bancorp's return on equity of 14.74% beat OptimumBank Holdings's return on equity of 15.42%.

Orange County Bancorp has a consensus price target of $29.83, signalling upside risk potential of 18.95%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 12.87%. Given that Orange County Bancorp has higher upside potential than OptimumBank Holdings, analysts believe Orange County Bancorp is more attractive than OptimumBank Holdings.

Orange County Bancorp has a beta of 0.502, which suggesting that the stock is 49.803% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.492, suggesting its less volatile than the S&P 500 by 50.773%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.99%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Orange County Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $28M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. Orange County Bancorp's net income of $8.7M is higher than OptimumBank Holdings's net income of $3.9M. Notably, Orange County Bancorp's price-to-earnings ratio is 10.39x while OptimumBank Holdings's PE ratio is 3.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.57x versus 1.19x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 31.13% compared to Orange County Bancorp's net margin of 32.4%. Orange County Bancorp's return on equity of 14.74% beat Park National's return on equity of 12.97%.

Orange County Bancorp has a consensus price target of $29.83, signalling upside risk potential of 18.95%. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could grow by 5.1%. Given that Orange County Bancorp has higher upside potential than Park National, analysts believe Orange County Bancorp is more attractive than Park National.

Orange County Bancorp has a beta of 0.502, which suggesting that the stock is 49.803% less volatile than S&P 500. In comparison Park National has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.656%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.99%. Park National offers a yield of 2.59% to investors and pays a quarterly dividend of $1.07 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $28M, which are smaller than Park National quarterly revenues of $130.1M. Orange County Bancorp's net income of $8.7M is lower than Park National's net income of $42.2M. Notably, Orange County Bancorp's price-to-earnings ratio is 10.39x while Park National's PE ratio is 16.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.57x versus 5.05x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 31.13% compared to Orange County Bancorp's net margin of 24.09%. Orange County Bancorp's return on equity of 14.74% beat Tompkins Financial's return on equity of 10.46%.

Orange County Bancorp has a consensus price target of $29.83, signalling upside risk potential of 18.95%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 16.9%. Given that Orange County Bancorp has higher upside potential than Tompkins Financial, analysts believe Orange County Bancorp is more attractive than Tompkins Financial.

Orange County Bancorp has a beta of 0.502, which suggesting that the stock is 49.803% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.907, suggesting its less volatile than the S&P 500 by 9.302%.

Orange County Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.99%. Tompkins Financial offers a yield of 3.98% to investors and pays a quarterly dividend of $0.62 per share. Orange County Bancorp pays 19.1% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Orange County Bancorp quarterly revenues are $28M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Orange County Bancorp's net income of $8.7M is lower than Tompkins Financial's net income of $19.7M. Notably, Orange County Bancorp's price-to-earnings ratio is 10.39x while Tompkins Financial's PE ratio is 12.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Orange County Bancorp is 2.57x versus 2.90x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.