FRBA Quote, Financials, Valuation and Earnings

Citizens & Northern has a net margin of 27.54% compared to First Bank's net margin of 23.66%. First Bank's return on equity of 9.77% beat Citizens & Northern's return on equity of 9.91%.

First Bank has a consensus price target of $17.33, signalling upside risk potential of 18.4%. On the other hand Citizens & Northern has an analysts' consensus of $21.50 which suggests that it could grow by 14.3%. Given that First Bank has higher upside potential than Citizens & Northern, analysts believe First Bank is more attractive than Citizens & Northern.

First Bank has a beta of 0.734, which suggesting that the stock is 26.572% less volatile than S&P 500. In comparison Citizens & Northern has a beta of 0.531, suggesting its less volatile than the S&P 500 by 46.907%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.64%. Citizens & Northern offers a yield of 5.95% to investors and pays a quarterly dividend of $0.28 per share. First Bank pays 14.27% of its earnings as a dividend. Citizens & Northern pays out 59.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $34.1M, which are larger than Citizens & Northern quarterly revenues of $26.6M. First Bank's net income of $9.4M is higher than Citizens & Northern's net income of $6.3M. Notably, First Bank's price-to-earnings ratio is 9.51x while Citizens & Northern's PE ratio is 10.75x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.81x versus 2.67x for Citizens & Northern. Usually stocks with elevated PS ratios are considered overvalued.

Mid Penn Bancorp has a net margin of 27.54% compared to First Bank's net margin of 29.21%. First Bank's return on equity of 9.77% beat Mid Penn Bancorp's return on equity of 8.49%.

First Bank has a consensus price target of $17.33, signalling upside risk potential of 18.4%. On the other hand Mid Penn Bancorp has an analysts' consensus of $35.00 which suggests that it could grow by 30.16%. Given that Mid Penn Bancorp has higher upside potential than First Bank, analysts believe Mid Penn Bancorp is more attractive than First Bank.

First Bank has a beta of 0.734, which suggesting that the stock is 26.572% less volatile than S&P 500. In comparison Mid Penn Bancorp has a beta of 0.655, suggesting its less volatile than the S&P 500 by 34.526%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.64%. Mid Penn Bancorp offers a yield of 2.98% to investors and pays a quarterly dividend of $0.20 per share. First Bank pays 14.27% of its earnings as a dividend. Mid Penn Bancorp pays out 27.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $34.1M, which are smaller than Mid Penn Bancorp quarterly revenues of $47M. First Bank's net income of $9.4M is lower than Mid Penn Bancorp's net income of $13.7M. Notably, First Bank's price-to-earnings ratio is 9.51x while Mid Penn Bancorp's PE ratio is 9.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.81x versus 2.62x for Mid Penn Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Orange County Bancorp has a net margin of 27.54% compared to First Bank's net margin of 31.13%. First Bank's return on equity of 9.77% beat Orange County Bancorp's return on equity of 14.74%.

First Bank has a consensus price target of $17.33, signalling upside risk potential of 18.4%. On the other hand Orange County Bancorp has an analysts' consensus of $30.50 which suggests that it could grow by 19.23%. Given that Orange County Bancorp has higher upside potential than First Bank, analysts believe Orange County Bancorp is more attractive than First Bank.

First Bank has a beta of 0.734, which suggesting that the stock is 26.572% less volatile than S&P 500. In comparison Orange County Bancorp has a beta of 0.480, suggesting its less volatile than the S&P 500 by 52.04%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.64%. Orange County Bancorp offers a yield of 1.9% to investors and pays a quarterly dividend of $0.13 per share. First Bank pays 14.27% of its earnings as a dividend. Orange County Bancorp pays out 19.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $34.1M, which are larger than Orange County Bancorp quarterly revenues of $28M. First Bank's net income of $9.4M is higher than Orange County Bancorp's net income of $8.7M. Notably, First Bank's price-to-earnings ratio is 9.51x while Orange County Bancorp's PE ratio is 10.59x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.81x versus 2.62x for Orange County Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Southern States Bancshares has a net margin of 27.54% compared to First Bank's net margin of 39.01%. First Bank's return on equity of 9.77% beat Southern States Bancshares's return on equity of 14.33%.

First Bank has a consensus price target of $17.33, signalling upside risk potential of 18.4%. On the other hand Southern States Bancshares has an analysts' consensus of $40.50 which suggests that it could grow by 16.75%. Given that First Bank has higher upside potential than Southern States Bancshares, analysts believe First Bank is more attractive than Southern States Bancshares.

First Bank has a beta of 0.734, which suggesting that the stock is 26.572% less volatile than S&P 500. In comparison Southern States Bancshares has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

First Bank has a quarterly dividend of $0.06 per share corresponding to a yield of 1.64%. Southern States Bancshares offers a yield of 1.04% to investors and pays a quarterly dividend of $0.09 per share. First Bank pays 14.27% of its earnings as a dividend. Southern States Bancshares pays out 9.51% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Bank quarterly revenues are $34.1M, which are larger than Southern States Bancshares quarterly revenues of $26.5M. First Bank's net income of $9.4M is lower than Southern States Bancshares's net income of $10.4M. Notably, First Bank's price-to-earnings ratio is 9.51x while Southern States Bancshares's PE ratio is 9.13x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Bank is 2.81x versus 3.27x for Southern States Bancshares. Usually stocks with elevated PS ratios are considered overvalued.