HNVR Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 20.75% compared to Hanover Bancorp's net margin of 16.32%. Hanover Bancorp's return on equity of 6.48% beat Evans Bancorp's return on equity of 10.61%.

Hanover Bancorp has a consensus price target of $18.50, signalling upside risk potential of 14.04%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 14.77%. Given that Evans Bancorp has higher upside potential than Hanover Bancorp, analysts believe Evans Bancorp is more attractive than Hanover Bancorp.

Hanover Bancorp has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

Hanover Bancorp has a quarterly dividend of $0.10 per share corresponding to a yield of 1.79%. Evans Bancorp offers a yield of 3.03% to investors and pays a quarterly dividend of $0.66 per share. Hanover Bancorp pays 19.32% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hanover Bancorp quarterly revenues are $17.1M, which are smaller than Evans Bancorp quarterly revenues of $18M. Hanover Bancorp's net income of $3.5M is higher than Evans Bancorp's net income of $2.9M. Notably, Hanover Bancorp's price-to-earnings ratio is 13.55x while Evans Bancorp's PE ratio is 13.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hanover Bancorp is 2.42x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Financial Services has a net margin of 20.75% compared to Hanover Bancorp's net margin of -9.65%. Hanover Bancorp's return on equity of 6.48% beat Peoples Financial Services's return on equity of 1.66%.

Hanover Bancorp has a consensus price target of $18.50, signalling upside risk potential of 14.04%. On the other hand Peoples Financial Services has an analysts' consensus of -- which suggests that it could grow by 17.44%. Given that Peoples Financial Services has higher upside potential than Hanover Bancorp, analysts believe Peoples Financial Services is more attractive than Hanover Bancorp.

Hanover Bancorp has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Peoples Financial Services has a beta of 0.552, suggesting its less volatile than the S&P 500 by 44.823%.

Hanover Bancorp has a quarterly dividend of $0.10 per share corresponding to a yield of 1.79%. Peoples Financial Services offers a yield of 4.02% to investors and pays a quarterly dividend of $0.62 per share. Hanover Bancorp pays 19.32% of its earnings as a dividend. Peoples Financial Services pays out 42.58% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hanover Bancorp quarterly revenues are $17.1M, which are smaller than Peoples Financial Services quarterly revenues of $45M. Hanover Bancorp's net income of $3.5M is higher than Peoples Financial Services's net income of -$4.3M. Notably, Hanover Bancorp's price-to-earnings ratio is 13.55x while Peoples Financial Services's PE ratio is 49.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hanover Bancorp is 2.42x versus 3.53x for Peoples Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 20.75% compared to Hanover Bancorp's net margin of 27.77%. Hanover Bancorp's return on equity of 6.48% beat Park National's return on equity of 11.8%.

Hanover Bancorp has a consensus price target of $18.50, signalling upside risk potential of 14.04%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 3.97%. Given that Hanover Bancorp has higher upside potential than Park National, analysts believe Hanover Bancorp is more attractive than Park National.

Hanover Bancorp has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

Hanover Bancorp has a quarterly dividend of $0.10 per share corresponding to a yield of 1.79%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. Hanover Bancorp pays 19.32% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Hanover Bancorp quarterly revenues are $17.1M, which are smaller than Park National quarterly revenues of $137.6M. Hanover Bancorp's net income of $3.5M is lower than Park National's net income of $38.2M. Notably, Hanover Bancorp's price-to-earnings ratio is 13.55x while Park National's PE ratio is 20.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hanover Bancorp is 2.42x versus 5.69x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 20.75% compared to Hanover Bancorp's net margin of 24.66%. Hanover Bancorp's return on equity of 6.48% beat Tompkins Financial's return on equity of 9.88%.

Hanover Bancorp has a consensus price target of $18.50, signalling upside risk potential of 14.04%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 22.11%. Given that Tompkins Financial has higher upside potential than Hanover Bancorp, analysts believe Tompkins Financial is more attractive than Hanover Bancorp.

Hanover Bancorp has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

Hanover Bancorp has a quarterly dividend of $0.10 per share corresponding to a yield of 1.79%. Tompkins Financial offers a yield of 3.59% to investors and pays a quarterly dividend of $0.62 per share. Hanover Bancorp pays 19.32% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Hanover Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Hanover Bancorp quarterly revenues are $17.1M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Hanover Bancorp's net income of $3.5M is lower than Tompkins Financial's net income of $18.6M. Notably, Hanover Bancorp's price-to-earnings ratio is 13.55x while Tompkins Financial's PE ratio is 14.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Hanover Bancorp is 2.42x versus 3.35x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.