Financhill
Buy
57

NAVI Quote, Financials, Valuation and Earnings

Last price:
$14.80
Seasonality move :
0.12%
Day range:
$14.53 - $14.81
52-week range:
$10.53 - $16.97
Dividend yield:
4.35%
P/E ratio:
29.46x
P/S ratio:
1.91x
P/B ratio:
0.58x
Volume:
547.8K
Avg. volume:
628.7K
1-year change:
2.22%
Market cap:
$1.5B
Revenue:
$961M
EPS (TTM):
$0.50

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
NAVI
Navient
$156.2M $0.31 -35.47% -5.5% $13.15
ALLY
Ally Financial
$2B $0.80 -6.34% -6.58% $42.17
ECPG
Encore Capital Group
$383.4M $1.21 7.92% -10.08% $57.25
JCAP
Jernigan Capital
-- -- -- -- --
LMFA
LM Funding America
$2M -$1.38 -72.47% -161.55% $4.50
PYPL
PayPal Holdings
$8.1B $1.29 2.52% 20.11% $81.94
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
NAVI
Navient
$14.73 $13.15 $1.5B 29.46x $0.16 4.35% 1.91x
ALLY
Ally Financial
$40.90 $42.17 $12.6B 30.07x $0.30 2.93% 1.50x
ECPG
Encore Capital Group
$40.91 $57.25 $955.2M -- $0.00 0% 0.72x
JCAP
Jernigan Capital
-- -- -- -- $0.00 0% --
LMFA
LM Funding America
$2.84 $4.50 $14.6M -- $0.00 0% 1.41x
PYPL
PayPal Holdings
$76.31 $81.94 $74.2B 17.07x $0.00 0% 2.44x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
NAVI
Navient
94.8% 1.745 3666.73% 0.52x
ALLY
Ally Financial
57.06% 1.635 139.84% 5.71x
ECPG
Encore Capital Group
82.23% 1.656 470.26% 0.16x
JCAP
Jernigan Capital
-- 0.000 -- --
LMFA
LM Funding America
17.54% 3.875 144.46% 1.03x
PYPL
PayPal Holdings
36.05% 1.635 17.87% 1.26x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
NAVI
Navient
-- -- 0.11% 2.08% 427.56% $71M
ALLY
Ally Financial
-- -- 0.89% 2.03% 79.26% $121M
ECPG
Encore Capital Group
$212M $129.3M -2.58% -12.64% 32.5% $38.3M
JCAP
Jernigan Capital
-- -- -- -- -- --
LMFA
LM Funding America
-- -- -38.53% -43.69% -1341.68% -$3.5M
PYPL
PayPal Holdings
$3.7B $1.6B 14.87% 22.25% 21.9% $964M

Navient vs. Competitors

  • Which has Higher Returns NAVI or ALLY?

    Ally Financial has a net margin of -1.28% compared to Navient's net margin of -12.82%. Navient's return on equity of 2.08% beat Ally Financial's return on equity of 2.03%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    ALLY
    Ally Financial
    -- -$0.82 $33.1B
  • What do Analysts Say About NAVI or ALLY?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -10.73%. On the other hand Ally Financial has an analysts' consensus of $42.17 which suggests that it could grow by 3.1%. Given that Ally Financial has higher upside potential than Navient, analysts believe Ally Financial is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    ALLY
    Ally Financial
    8 6 2
  • Is NAVI or ALLY More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.47% more volatile than S&P 500. In comparison Ally Financial has a beta of 1.147, suggesting its more volatile than the S&P 500 by 14.674%.

  • Which is a Better Dividend Stock NAVI or ALLY?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.35%. Ally Financial offers a yield of 2.93% to investors and pays a quarterly dividend of $0.30 per share. Navient pays 53.44% of its earnings as a dividend. Ally Financial pays out 72.16% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ALLY?

    Navient quarterly revenues are $156M, which are smaller than Ally Financial quarterly revenues of $1.8B. Navient's net income of -$2M is higher than Ally Financial's net income of -$225M. Notably, Navient's price-to-earnings ratio is 29.46x while Ally Financial's PE ratio is 30.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.91x versus 1.50x for Ally Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.91x 29.46x $156M -$2M
    ALLY
    Ally Financial
    1.50x 30.07x $1.8B -$225M
  • Which has Higher Returns NAVI or ECPG?

    Encore Capital Group has a net margin of -1.28% compared to Navient's net margin of 11.91%. Navient's return on equity of 2.08% beat Encore Capital Group's return on equity of -12.64%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    ECPG
    Encore Capital Group
    53.96% $1.93 $4.6B
  • What do Analysts Say About NAVI or ECPG?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -10.73%. On the other hand Encore Capital Group has an analysts' consensus of $57.25 which suggests that it could grow by 39.94%. Given that Encore Capital Group has higher upside potential than Navient, analysts believe Encore Capital Group is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    ECPG
    Encore Capital Group
    3 1 0
  • Is NAVI or ECPG More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.47% more volatile than S&P 500. In comparison Encore Capital Group has a beta of 1.592, suggesting its more volatile than the S&P 500 by 59.227%.

  • Which is a Better Dividend Stock NAVI or ECPG?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.35%. Encore Capital Group offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. Encore Capital Group pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ECPG?

    Navient quarterly revenues are $156M, which are smaller than Encore Capital Group quarterly revenues of $392.8M. Navient's net income of -$2M is lower than Encore Capital Group's net income of $46.8M. Notably, Navient's price-to-earnings ratio is 29.46x while Encore Capital Group's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.91x versus 0.72x for Encore Capital Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.91x 29.46x $156M -$2M
    ECPG
    Encore Capital Group
    0.72x -- $392.8M $46.8M
  • Which has Higher Returns NAVI or JCAP?

    Jernigan Capital has a net margin of -1.28% compared to Navient's net margin of --. Navient's return on equity of 2.08% beat Jernigan Capital's return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    JCAP
    Jernigan Capital
    -- -- --
  • What do Analysts Say About NAVI or JCAP?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -10.73%. On the other hand Jernigan Capital has an analysts' consensus of -- which suggests that it could fall by --. Given that Navient has higher upside potential than Jernigan Capital, analysts believe Navient is more attractive than Jernigan Capital.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    JCAP
    Jernigan Capital
    0 0 0
  • Is NAVI or JCAP More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.47% more volatile than S&P 500. In comparison Jernigan Capital has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock NAVI or JCAP?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.35%. Jernigan Capital offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. Jernigan Capital pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or JCAP?

    Navient quarterly revenues are $156M, which are larger than Jernigan Capital quarterly revenues of --. Navient's net income of -$2M is higher than Jernigan Capital's net income of --. Notably, Navient's price-to-earnings ratio is 29.46x while Jernigan Capital's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.91x versus -- for Jernigan Capital. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.91x 29.46x $156M -$2M
    JCAP
    Jernigan Capital
    -- -- -- --
  • Which has Higher Returns NAVI or LMFA?

    LM Funding America has a net margin of -1.28% compared to Navient's net margin of -1396.68%. Navient's return on equity of 2.08% beat LM Funding America's return on equity of -43.69%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    LMFA
    LM Funding America
    -- -$1.05 $36.8M
  • What do Analysts Say About NAVI or LMFA?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -10.73%. On the other hand LM Funding America has an analysts' consensus of $4.50 which suggests that it could grow by 58.43%. Given that LM Funding America has higher upside potential than Navient, analysts believe LM Funding America is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    LMFA
    LM Funding America
    0 1 0
  • Is NAVI or LMFA More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.47% more volatile than S&P 500. In comparison LM Funding America has a beta of 1.558, suggesting its more volatile than the S&P 500 by 55.848%.

  • Which is a Better Dividend Stock NAVI or LMFA?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.35%. LM Funding America offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. LM Funding America pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or LMFA?

    Navient quarterly revenues are $156M, which are larger than LM Funding America quarterly revenues of $386.5K. Navient's net income of -$2M is higher than LM Funding America's net income of -$5.4M. Notably, Navient's price-to-earnings ratio is 29.46x while LM Funding America's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.91x versus 1.41x for LM Funding America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.91x 29.46x $156M -$2M
    LMFA
    LM Funding America
    1.41x -- $386.5K -$5.4M
  • Which has Higher Returns NAVI or PYPL?

    PayPal Holdings has a net margin of -1.28% compared to Navient's net margin of 16.52%. Navient's return on equity of 2.08% beat PayPal Holdings's return on equity of 22.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- -$0.02 $49.8B
    PYPL
    PayPal Holdings
    47.7% $1.29 $31.7B
  • What do Analysts Say About NAVI or PYPL?

    Navient has a consensus price target of $13.15, signalling downside risk potential of -10.73%. On the other hand PayPal Holdings has an analysts' consensus of $81.94 which suggests that it could grow by 7.38%. Given that PayPal Holdings has higher upside potential than Navient, analysts believe PayPal Holdings is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    PYPL
    PayPal Holdings
    16 20 3
  • Is NAVI or PYPL More Risky?

    Navient has a beta of 1.405, which suggesting that the stock is 40.47% more volatile than S&P 500. In comparison PayPal Holdings has a beta of 1.446, suggesting its more volatile than the S&P 500 by 44.557%.

  • Which is a Better Dividend Stock NAVI or PYPL?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 4.35%. PayPal Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. PayPal Holdings pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or PYPL?

    Navient quarterly revenues are $156M, which are smaller than PayPal Holdings quarterly revenues of $7.8B. Navient's net income of -$2M is lower than PayPal Holdings's net income of $1.3B. Notably, Navient's price-to-earnings ratio is 29.46x while PayPal Holdings's PE ratio is 17.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.91x versus 2.44x for PayPal Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.91x 29.46x $156M -$2M
    PYPL
    PayPal Holdings
    2.44x 17.07x $7.8B $1.3B

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