Financhill
Buy
60

UCB Quote, Financials, Valuation and Earnings

Last price:
$32.23
Seasonality move :
3.23%
Day range:
$31.74 - $32.21
52-week range:
$24.04 - $35.38
Dividend yield:
2.92%
P/E ratio:
20.92x
P/S ratio:
4.49x
P/B ratio:
1.16x
Volume:
206.6K
Avg. volume:
719.9K
1-year change:
8.71%
Market cap:
$3.8B
Revenue:
$871.9M
EPS (TTM):
$1.54

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UCB
United Community Banks
$240.7M $0.58 38.68% 407.79% $35.36
BHB
Bar Harbor Bankshares
$33.8M $0.68 -10.43% 5.39% $28.25
EVBN
Evans Bancorp
$16.7M $0.40 -46.71% -74.05% --
FISI
Financial Institutions
$51.4M $0.76 -6.46% 22.95% --
PEBO
Peoples Bancorp(Marietta OH)
$111.6M $0.82 -2.92% -21.58% --
PRK
Park National
$127.8M $2.29 15.8% 48.34% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UCB
United Community Banks
$32.21 $35.36 $3.8B 20.92x $0.24 2.92% 4.49x
BHB
Bar Harbor Bankshares
$31.25 $28.25 $477.1M 11.24x $0.30 3.78% 3.16x
EVBN
Evans Bancorp
$44.27 -- $245.3M 13.29x $0.66 2.98% 2.92x
FISI
Financial Institutions
$27.39 -- $423.8M 8.61x $0.30 4.38% 1.95x
PEBO
Peoples Bancorp(Marietta OH)
$32.46 -- $1.2B 9.25x $0.40 4.9% 2.58x
PRK
Park National
$176.06 -- $2.8B 20.84x $1.56 2.41% 5.75x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UCB
United Community Banks
8.5% 1.231 8.89% --
BHB
Bar Harbor Bankshares
34.26% 0.992 50.9% 3.32x
EVBN
Evans Bancorp
46.15% 1.646 73.84% 48.21x
FISI
Financial Institutions
26.43% 1.262 43.69% 14.07x
PEBO
Peoples Bancorp(Marietta OH)
17.39% 1.008 22.2% 137.54x
PRK
Park National
19.85% 0.877 11.31% 11.28x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UCB
United Community Banks
-- -- 5.25% 5.78% 94.81% -$2.2M
BHB
Bar Harbor Bankshares
-- -- 5.57% 9.79% 86.07% $22.4M
EVBN
Evans Bancorp
-- -- 5.39% 10.61% 97.21% $11.9M
FISI
Financial Institutions
-- -- 7.19% 11.19% 104.14% -$299K
PEBO
Peoples Bancorp(Marietta OH)
-- -- 7.94% 11.68% 76.78% $33.2M
PRK
Park National
-- -- 8.97% 11.8% 57.64% $42.3M

United Community Banks vs. Competitors

  • Which has Higher Returns UCB or BHB?

    Bar Harbor Bankshares has a net margin of 22.48% compared to United Community Banks's net margin of 31.58%. United Community Banks's return on equity of 5.78% beat Bar Harbor Bankshares's return on equity of 9.79%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.38 $3.7B
    BHB
    Bar Harbor Bankshares
    -- $0.80 $699.6M
  • What do Analysts Say About UCB or BHB?

    United Community Banks has a consensus price target of $35.36, signalling upside risk potential of 9.77%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $28.25 which suggests that it could grow by 12%. Given that Bar Harbor Bankshares has higher upside potential than United Community Banks, analysts believe Bar Harbor Bankshares is more attractive than United Community Banks.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    2 4 0
    BHB
    Bar Harbor Bankshares
    0 1 0
  • Is UCB or BHB More Risky?

    United Community Banks has a beta of 0.924, which suggesting that the stock is 7.583% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.695, suggesting its less volatile than the S&P 500 by 30.497%.

  • Which is a Better Dividend Stock UCB or BHB?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 2.92%. Bar Harbor Bankshares offers a yield of 3.78% to investors and pays a quarterly dividend of $0.30 per share. United Community Banks pays 59.57% of its earnings as a dividend. Bar Harbor Bankshares pays out 36.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or BHB?

    United Community Banks quarterly revenues are $210.6M, which are larger than Bar Harbor Bankshares quarterly revenues of $38.6M. United Community Banks's net income of $47.3M is higher than Bar Harbor Bankshares's net income of $12.2M. Notably, United Community Banks's price-to-earnings ratio is 20.92x while Bar Harbor Bankshares's PE ratio is 11.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 4.49x versus 3.16x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    4.49x 20.92x $210.6M $47.3M
    BHB
    Bar Harbor Bankshares
    3.16x 11.24x $38.6M $12.2M
  • Which has Higher Returns UCB or EVBN?

    Evans Bancorp has a net margin of 22.48% compared to United Community Banks's net margin of 16.32%. United Community Banks's return on equity of 5.78% beat Evans Bancorp's return on equity of 10.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.38 $3.7B
    EVBN
    Evans Bancorp
    -- $0.53 $345.1M
  • What do Analysts Say About UCB or EVBN?

    United Community Banks has a consensus price target of $35.36, signalling upside risk potential of 9.77%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.06%. Given that Evans Bancorp has higher upside potential than United Community Banks, analysts believe Evans Bancorp is more attractive than United Community Banks.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    2 4 0
    EVBN
    Evans Bancorp
    0 0 0
  • Is UCB or EVBN More Risky?

    United Community Banks has a beta of 0.924, which suggesting that the stock is 7.583% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

  • Which is a Better Dividend Stock UCB or EVBN?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 2.92%. Evans Bancorp offers a yield of 2.98% to investors and pays a quarterly dividend of $0.66 per share. United Community Banks pays 59.57% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or EVBN?

    United Community Banks quarterly revenues are $210.6M, which are larger than Evans Bancorp quarterly revenues of $18M. United Community Banks's net income of $47.3M is higher than Evans Bancorp's net income of $2.9M. Notably, United Community Banks's price-to-earnings ratio is 20.92x while Evans Bancorp's PE ratio is 13.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 4.49x versus 2.92x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    4.49x 20.92x $210.6M $47.3M
    EVBN
    Evans Bancorp
    2.92x 13.29x $18M $2.9M
  • Which has Higher Returns UCB or FISI?

    Financial Institutions has a net margin of 22.48% compared to United Community Banks's net margin of 27.08%. United Community Banks's return on equity of 5.78% beat Financial Institutions's return on equity of 11.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.38 $3.7B
    FISI
    Financial Institutions
    -- $0.84 $680.1M
  • What do Analysts Say About UCB or FISI?

    United Community Banks has a consensus price target of $35.36, signalling upside risk potential of 9.77%. On the other hand Financial Institutions has an analysts' consensus of -- which suggests that it could grow by 13.18%. Given that Financial Institutions has higher upside potential than United Community Banks, analysts believe Financial Institutions is more attractive than United Community Banks.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    2 4 0
    FISI
    Financial Institutions
    0 0 0
  • Is UCB or FISI More Risky?

    United Community Banks has a beta of 0.924, which suggesting that the stock is 7.583% less volatile than S&P 500. In comparison Financial Institutions has a beta of 0.917, suggesting its less volatile than the S&P 500 by 8.282%.

  • Which is a Better Dividend Stock UCB or FISI?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 2.92%. Financial Institutions offers a yield of 4.38% to investors and pays a quarterly dividend of $0.30 per share. United Community Banks pays 59.57% of its earnings as a dividend. Financial Institutions pays out 39.28% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or FISI?

    United Community Banks quarterly revenues are $210.6M, which are larger than Financial Institutions quarterly revenues of $49.7M. United Community Banks's net income of $47.3M is higher than Financial Institutions's net income of $13.5M. Notably, United Community Banks's price-to-earnings ratio is 20.92x while Financial Institutions's PE ratio is 8.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 4.49x versus 1.95x for Financial Institutions. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    4.49x 20.92x $210.6M $47.3M
    FISI
    Financial Institutions
    1.95x 8.61x $49.7M $13.5M
  • Which has Higher Returns UCB or PEBO?

    Peoples Bancorp(Marietta OH) has a net margin of 22.48% compared to United Community Banks's net margin of 28.42%. United Community Banks's return on equity of 5.78% beat Peoples Bancorp(Marietta OH)'s return on equity of 11.68%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.38 $3.7B
    PEBO
    Peoples Bancorp(Marietta OH)
    -- $0.89 $1.4B
  • What do Analysts Say About UCB or PEBO?

    United Community Banks has a consensus price target of $35.36, signalling upside risk potential of 9.77%. On the other hand Peoples Bancorp(Marietta OH) has an analysts' consensus of -- which suggests that it could grow by 13.73%. Given that Peoples Bancorp(Marietta OH) has higher upside potential than United Community Banks, analysts believe Peoples Bancorp(Marietta OH) is more attractive than United Community Banks.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    2 4 0
    PEBO
    Peoples Bancorp(Marietta OH)
    0 0 0
  • Is UCB or PEBO More Risky?

    United Community Banks has a beta of 0.924, which suggesting that the stock is 7.583% less volatile than S&P 500. In comparison Peoples Bancorp(Marietta OH) has a beta of 0.774, suggesting its less volatile than the S&P 500 by 22.573%.

  • Which is a Better Dividend Stock UCB or PEBO?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 2.92%. Peoples Bancorp(Marietta OH) offers a yield of 4.9% to investors and pays a quarterly dividend of $0.40 per share. United Community Banks pays 59.57% of its earnings as a dividend. Peoples Bancorp(Marietta OH) pays out 45.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or PEBO?

    United Community Banks quarterly revenues are $210.6M, which are larger than Peoples Bancorp(Marietta OH) quarterly revenues of $111.5M. United Community Banks's net income of $47.3M is higher than Peoples Bancorp(Marietta OH)'s net income of $31.7M. Notably, United Community Banks's price-to-earnings ratio is 20.92x while Peoples Bancorp(Marietta OH)'s PE ratio is 9.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 4.49x versus 2.58x for Peoples Bancorp(Marietta OH). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    4.49x 20.92x $210.6M $47.3M
    PEBO
    Peoples Bancorp(Marietta OH)
    2.58x 9.25x $111.5M $31.7M
  • Which has Higher Returns UCB or PRK?

    Park National has a net margin of 22.48% compared to United Community Banks's net margin of 27.77%. United Community Banks's return on equity of 5.78% beat Park National's return on equity of 11.8%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.38 $3.7B
    PRK
    Park National
    -- $2.35 $1.5B
  • What do Analysts Say About UCB or PRK?

    United Community Banks has a consensus price target of $35.36, signalling upside risk potential of 9.77%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 2.81%. Given that United Community Banks has higher upside potential than Park National, analysts believe United Community Banks is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    2 4 0
    PRK
    Park National
    0 0 0
  • Is UCB or PRK More Risky?

    United Community Banks has a beta of 0.924, which suggesting that the stock is 7.583% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

  • Which is a Better Dividend Stock UCB or PRK?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 2.92%. Park National offers a yield of 2.41% to investors and pays a quarterly dividend of $1.56 per share. United Community Banks pays 59.57% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or PRK?

    United Community Banks quarterly revenues are $210.6M, which are larger than Park National quarterly revenues of $137.6M. United Community Banks's net income of $47.3M is higher than Park National's net income of $38.2M. Notably, United Community Banks's price-to-earnings ratio is 20.92x while Park National's PE ratio is 20.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 4.49x versus 5.75x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    4.49x 20.92x $210.6M $47.3M
    PRK
    Park National
    5.75x 20.84x $137.6M $38.2M

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