CZNC Quote, Financials, Valuation and Earnings

CB Financial Services has a net margin of 23.66% compared to Citizens & Northern's net margin of 16.19%. Citizens & Northern's return on equity of 9.91% beat CB Financial Services's return on equity of 7.07%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 9.83%. On the other hand CB Financial Services has an analysts' consensus of $30.67 which suggests that it could grow by 10.79%. Given that CB Financial Services has higher upside potential than Citizens & Northern, analysts believe CB Financial Services is more attractive than Citizens & Northern.

Citizens & Northern has a beta of 0.497, which suggesting that the stock is 50.294% less volatile than S&P 500. In comparison CB Financial Services has a beta of 0.295, suggesting its less volatile than the S&P 500 by 70.471%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.86%. CB Financial Services offers a yield of 3.61% to investors and pays a quarterly dividend of $0.25 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. CB Financial Services pays out 40.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are larger than CB Financial Services quarterly revenues of $11.8M. Citizens & Northern's net income of $6.3M is higher than CB Financial Services's net income of $1.9M. Notably, Citizens & Northern's price-to-earnings ratio is 10.93x while CB Financial Services's PE ratio is 14.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.71x versus 3.06x for CB Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

Esquire Financial Holdings has a net margin of 23.66% compared to Citizens & Northern's net margin of 33.79%. Citizens & Northern's return on equity of 9.91% beat Esquire Financial Holdings's return on equity of 19.66%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 9.83%. On the other hand Esquire Financial Holdings has an analysts' consensus of $96.50 which suggests that it could grow by 4.89%. Given that Citizens & Northern has higher upside potential than Esquire Financial Holdings, analysts believe Citizens & Northern is more attractive than Esquire Financial Holdings.

Citizens & Northern has a beta of 0.497, which suggesting that the stock is 50.294% less volatile than S&P 500. In comparison Esquire Financial Holdings has a beta of 0.525, suggesting its less volatile than the S&P 500 by 47.489%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.86%. Esquire Financial Holdings offers a yield of 0.71% to investors and pays a quarterly dividend of $0.18 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. Esquire Financial Holdings pays out 11.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than Esquire Financial Holdings quarterly revenues of $33.8M. Citizens & Northern's net income of $6.3M is lower than Esquire Financial Holdings's net income of $11.4M. Notably, Citizens & Northern's price-to-earnings ratio is 10.93x while Esquire Financial Holdings's PE ratio is 17.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.71x versus 6.07x for Esquire Financial Holdings. Usually stocks with elevated PS ratios are considered overvalued.

First Community Bankshares has a net margin of 23.66% compared to Citizens & Northern's net margin of 31.07%. Citizens & Northern's return on equity of 9.91% beat First Community Bankshares's return on equity of 9.88%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 9.83%. On the other hand First Community Bankshares has an analysts' consensus of $41.00 which suggests that it could grow by 3.98%. Given that Citizens & Northern has higher upside potential than First Community Bankshares, analysts believe Citizens & Northern is more attractive than First Community Bankshares.

Citizens & Northern has a beta of 0.497, which suggesting that the stock is 50.294% less volatile than S&P 500. In comparison First Community Bankshares has a beta of 0.597, suggesting its less volatile than the S&P 500 by 40.273%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.86%. First Community Bankshares offers a yield of 3.15% to investors and pays a quarterly dividend of $0.31 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. First Community Bankshares pays out 42.67% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than First Community Bankshares quarterly revenues of $38M. Citizens & Northern's net income of $6.3M is lower than First Community Bankshares's net income of $11.8M. Notably, Citizens & Northern's price-to-earnings ratio is 10.93x while First Community Bankshares's PE ratio is 14.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.71x versus 4.66x for First Community Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

The Bancorp has a net margin of 23.66% compared to Citizens & Northern's net margin of 32.6%. Citizens & Northern's return on equity of 9.91% beat The Bancorp's return on equity of 27.09%.

Citizens & Northern has a consensus price target of $21.00, signalling upside risk potential of 9.83%. On the other hand The Bancorp has an analysts' consensus of $63.33 which suggests that it could grow by 9.97%. Given that The Bancorp has higher upside potential than Citizens & Northern, analysts believe The Bancorp is more attractive than Citizens & Northern.

Citizens & Northern has a beta of 0.497, which suggesting that the stock is 50.294% less volatile than S&P 500. In comparison The Bancorp has a beta of 1.244, suggesting its more volatile than the S&P 500 by 24.393%.

Citizens & Northern has a quarterly dividend of $0.28 per share corresponding to a yield of 5.86%. The Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens & Northern pays 59.83% of its earnings as a dividend. The Bancorp pays out -- of its earnings as a dividend. Citizens & Northern's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Citizens & Northern quarterly revenues are $26.6M, which are smaller than The Bancorp quarterly revenues of $175.4M. Citizens & Northern's net income of $6.3M is lower than The Bancorp's net income of $57.2M. Notably, Citizens & Northern's price-to-earnings ratio is 10.93x while The Bancorp's PE ratio is 13.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens & Northern is 2.71x versus 4.85x for The Bancorp. Usually stocks with elevated PS ratios are considered overvalued.