LC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 7.16% compared to LendingClub's net margin of 16.32%. LendingClub's return on equity of 4.07% beat Evans Bancorp's return on equity of 10.61%.

LendingClub has a consensus price target of $18.15, signalling upside risk potential of 8.94%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.06%. Given that Evans Bancorp has higher upside potential than LendingClub, analysts believe Evans Bancorp is more attractive than LendingClub.

LendingClub has a beta of 2.020, which suggesting that the stock is 102.004% more volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Evans Bancorp offers a yield of 2.98% to investors and pays a quarterly dividend of $0.66 per share. LendingClub pays -- of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

LendingClub quarterly revenues are $201.9M, which are larger than Evans Bancorp quarterly revenues of $18M. LendingClub's net income of $14.5M is higher than Evans Bancorp's net income of $2.9M. Notably, LendingClub's price-to-earnings ratio is 36.22x while Evans Bancorp's PE ratio is 13.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.46x versus 2.92x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 7.16% compared to LendingClub's net margin of 27.77%. LendingClub's return on equity of 4.07% beat Park National's return on equity of 11.8%.

LendingClub has a consensus price target of $18.15, signalling upside risk potential of 8.94%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 2.81%. Given that LendingClub has higher upside potential than Park National, analysts believe LendingClub is more attractive than Park National.

LendingClub has a beta of 2.020, which suggesting that the stock is 102.004% more volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National offers a yield of 2.41% to investors and pays a quarterly dividend of $1.56 per share. LendingClub pays -- of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

LendingClub quarterly revenues are $201.9M, which are larger than Park National quarterly revenues of $137.6M. LendingClub's net income of $14.5M is lower than Park National's net income of $38.2M. Notably, LendingClub's price-to-earnings ratio is 36.22x while Park National's PE ratio is 20.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.46x versus 5.75x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

SoFi Technologies has a net margin of 7.16% compared to LendingClub's net margin of 8.76%. LendingClub's return on equity of 4.07% beat SoFi Technologies's return on equity of 3.68%.

LendingClub has a consensus price target of $18.15, signalling upside risk potential of 8.94%. On the other hand SoFi Technologies has an analysts' consensus of $11.37 which suggests that it could fall by -29.05%. Given that LendingClub has higher upside potential than SoFi Technologies, analysts believe LendingClub is more attractive than SoFi Technologies.

LendingClub has a beta of 2.020, which suggesting that the stock is 102.004% more volatile than S&P 500. In comparison SoFi Technologies has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. SoFi Technologies offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. LendingClub pays -- of its earnings as a dividend. SoFi Technologies pays out -13.44% of its earnings as a dividend.

LendingClub quarterly revenues are $201.9M, which are smaller than SoFi Technologies quarterly revenues of $693.8M. LendingClub's net income of $14.5M is lower than SoFi Technologies's net income of $60.7M. Notably, LendingClub's price-to-earnings ratio is 36.22x while SoFi Technologies's PE ratio is 160.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.46x versus 6.74x for SoFi Technologies. Usually stocks with elevated PS ratios are considered overvalued.

Upstart Holdings has a net margin of 7.16% compared to LendingClub's net margin of -4.17%. LendingClub's return on equity of 4.07% beat Upstart Holdings's return on equity of -27.32%.

LendingClub has a consensus price target of $18.15, signalling upside risk potential of 8.94%. On the other hand Upstart Holdings has an analysts' consensus of $22.50 which suggests that it could fall by -10.23%. Given that LendingClub has higher upside potential than Upstart Holdings, analysts believe LendingClub is more attractive than Upstart Holdings.

LendingClub has a beta of 2.020, which suggesting that the stock is 102.004% more volatile than S&P 500. In comparison Upstart Holdings has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

LendingClub has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Upstart Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. LendingClub pays -- of its earnings as a dividend. Upstart Holdings pays out -- of its earnings as a dividend.

LendingClub quarterly revenues are $201.9M, which are larger than Upstart Holdings quarterly revenues of $162.1M. LendingClub's net income of $14.5M is higher than Upstart Holdings's net income of -$6.8M. Notably, LendingClub's price-to-earnings ratio is 36.22x while Upstart Holdings's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for LendingClub is 2.46x versus 10.89x for Upstart Holdings. Usually stocks with elevated PS ratios are considered overvalued.