TOWN Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 24.61% compared to Towne Bank's net margin of 16.32%. Towne Bank's return on equity of 7.21% beat Evans Bancorp's return on equity of 10.61%.

Towne Bank has a consensus price target of --, signalling upside risk potential of 15.01%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.21%. Given that Towne Bank has higher upside potential than Evans Bancorp, analysts believe Towne Bank is more attractive than Evans Bancorp.

Towne Bank has a beta of 0.914, which suggesting that the stock is 8.599% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.88%. Evans Bancorp offers a yield of 2.99% to investors and pays a quarterly dividend of $0.66 per share. Towne Bank pays 46.44% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Towne Bank quarterly revenues are $174.5M, which are larger than Evans Bancorp quarterly revenues of $18M. Towne Bank's net income of $42.9M is higher than Evans Bancorp's net income of $2.9M. Notably, Towne Bank's price-to-earnings ratio is 17.48x while Evans Bancorp's PE ratio is 13.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.87x versus 2.92x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 24.61% compared to Towne Bank's net margin of 27.77%. Towne Bank's return on equity of 7.21% beat Park National's return on equity of 11.8%.

Towne Bank has a consensus price target of --, signalling upside risk potential of 15.01%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 1.56%. Given that Towne Bank has higher upside potential than Park National, analysts believe Towne Bank is more attractive than Park National.

Towne Bank has a beta of 0.914, which suggesting that the stock is 8.599% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.88%. Park National offers a yield of 2.38% to investors and pays a quarterly dividend of $1.56 per share. Towne Bank pays 46.44% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Towne Bank quarterly revenues are $174.5M, which are larger than Park National quarterly revenues of $137.6M. Towne Bank's net income of $42.9M is higher than Park National's net income of $38.2M. Notably, Towne Bank's price-to-earnings ratio is 17.48x while Park National's PE ratio is 21.09x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.87x versus 5.82x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 24.61% compared to Towne Bank's net margin of 24.66%. Towne Bank's return on equity of 7.21% beat Tompkins Financial's return on equity of 9.88%.

Towne Bank has a consensus price target of --, signalling upside risk potential of 15.01%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.36%. Given that Tompkins Financial has higher upside potential than Towne Bank, analysts believe Tompkins Financial is more attractive than Towne Bank.

Towne Bank has a beta of 0.914, which suggesting that the stock is 8.599% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.88%. Tompkins Financial offers a yield of 3.51% to investors and pays a quarterly dividend of $0.62 per share. Towne Bank pays 46.44% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Towne Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Towne Bank quarterly revenues are $174.5M, which are larger than Tompkins Financial quarterly revenues of $75.6M. Towne Bank's net income of $42.9M is higher than Tompkins Financial's net income of $18.6M. Notably, Towne Bank's price-to-earnings ratio is 17.48x while Tompkins Financial's PE ratio is 15.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.87x versus 3.43x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

Village Bank and Trust Financial has a net margin of 24.61% compared to Towne Bank's net margin of 24.9%. Towne Bank's return on equity of 7.21% beat Village Bank and Trust Financial's return on equity of 10.5%.

Towne Bank has a consensus price target of --, signalling upside risk potential of 15.01%. On the other hand Village Bank and Trust Financial has an analysts' consensus of -- which suggests that it could fall by --. Given that Towne Bank has higher upside potential than Village Bank and Trust Financial, analysts believe Towne Bank is more attractive than Village Bank and Trust Financial.

Towne Bank has a beta of 0.914, which suggesting that the stock is 8.599% less volatile than S&P 500. In comparison Village Bank and Trust Financial has a beta of 0.754, suggesting its less volatile than the S&P 500 by 24.638%.

Towne Bank has a quarterly dividend of $0.25 per share corresponding to a yield of 2.88%. Village Bank and Trust Financial offers a yield of 0.9% to investors and pays a quarterly dividend of $0.18 per share. Towne Bank pays 46.44% of its earnings as a dividend. Village Bank and Trust Financial pays out 51.15% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Towne Bank quarterly revenues are $174.5M, which are larger than Village Bank and Trust Financial quarterly revenues of $8.5M. Towne Bank's net income of $42.9M is higher than Village Bank and Trust Financial's net income of $2.1M. Notably, Towne Bank's price-to-earnings ratio is 17.48x while Village Bank and Trust Financial's PE ratio is 16.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Towne Bank is 3.87x versus 3.68x for Village Bank and Trust Financial. Usually stocks with elevated PS ratios are considered overvalued.