HTBK Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 25.41% compared to Heritage Commerce's net margin of 16.32%. Heritage Commerce's return on equity of 6.4% beat Evans Bancorp's return on equity of 10.61%.

Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.6%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 14.77%. Given that Heritage Commerce has higher upside potential than Evans Bancorp, analysts believe Heritage Commerce is more attractive than Evans Bancorp.

Heritage Commerce has a beta of 0.945, which suggesting that the stock is 5.464% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.51%. Evans Bancorp offers a yield of 3.03% to investors and pays a quarterly dividend of $0.66 per share. Heritage Commerce pays 49.25% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce quarterly revenues are $41.3M, which are larger than Evans Bancorp quarterly revenues of $18M. Heritage Commerce's net income of $10.5M is higher than Evans Bancorp's net income of $2.9M. Notably, Heritage Commerce's price-to-earnings ratio is 13.28x while Evans Bancorp's PE ratio is 13.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.42x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Financial Bancorp has a net margin of 25.41% compared to Heritage Commerce's net margin of 26.06%. Heritage Commerce's return on equity of 6.4% beat First Financial Bancorp's return on equity of 9.63%.

Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.6%. On the other hand First Financial Bancorp has an analysts' consensus of -- which suggests that it could grow by 10.28%. Given that Heritage Commerce has higher upside potential than First Financial Bancorp, analysts believe Heritage Commerce is more attractive than First Financial Bancorp.

Heritage Commerce has a beta of 0.945, which suggesting that the stock is 5.464% less volatile than S&P 500. In comparison First Financial Bancorp has a beta of 1.012, suggesting its more volatile than the S&P 500 by 1.212%.

Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.51%. First Financial Bancorp offers a yield of 3.47% to investors and pays a quarterly dividend of $0.24 per share. Heritage Commerce pays 49.25% of its earnings as a dividend. First Financial Bancorp pays out 34.07% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce quarterly revenues are $41.3M, which are smaller than First Financial Bancorp quarterly revenues of $201.3M. Heritage Commerce's net income of $10.5M is lower than First Financial Bancorp's net income of $52.5M. Notably, Heritage Commerce's price-to-earnings ratio is 13.28x while First Financial Bancorp's PE ratio is 11.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.42x versus 3.18x for First Financial Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Hope Bancorp has a net margin of 25.41% compared to Heritage Commerce's net margin of 20.71%. Heritage Commerce's return on equity of 6.4% beat Hope Bancorp's return on equity of 4.83%.

Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.6%. On the other hand Hope Bancorp has an analysts' consensus of $14.30 which suggests that it could grow by 16.26%. Given that Heritage Commerce has higher upside potential than Hope Bancorp, analysts believe Heritage Commerce is more attractive than Hope Bancorp.

Heritage Commerce has a beta of 0.945, which suggesting that the stock is 5.464% less volatile than S&P 500. In comparison Hope Bancorp has a beta of 1.148, suggesting its more volatile than the S&P 500 by 14.82%.

Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.51%. Hope Bancorp offers a yield of 4.55% to investors and pays a quarterly dividend of $0.14 per share. Heritage Commerce pays 49.25% of its earnings as a dividend. Hope Bancorp pays out 50.22% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce quarterly revenues are $41.3M, which are smaller than Hope Bancorp quarterly revenues of $116.6M. Heritage Commerce's net income of $10.5M is lower than Hope Bancorp's net income of $24.2M. Notably, Heritage Commerce's price-to-earnings ratio is 13.28x while Hope Bancorp's PE ratio is 14.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.42x versus 3.02x for Hope Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 25.41% compared to Heritage Commerce's net margin of 27.77%. Heritage Commerce's return on equity of 6.4% beat Park National's return on equity of 11.8%.

Heritage Commerce has a consensus price target of $11.75, signalling upside risk potential of 24.6%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 3.97%. Given that Heritage Commerce has higher upside potential than Park National, analysts believe Heritage Commerce is more attractive than Park National.

Heritage Commerce has a beta of 0.945, which suggesting that the stock is 5.464% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

Heritage Commerce has a quarterly dividend of $0.13 per share corresponding to a yield of 5.51%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. Heritage Commerce pays 49.25% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Heritage Commerce quarterly revenues are $41.3M, which are smaller than Park National quarterly revenues of $137.6M. Heritage Commerce's net income of $10.5M is lower than Park National's net income of $38.2M. Notably, Heritage Commerce's price-to-earnings ratio is 13.28x while Park National's PE ratio is 20.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Commerce is 3.42x versus 5.69x for Park National. Usually stocks with elevated PS ratios are considered overvalued.