HBNC Quote, Financials, Valuation and Earnings

German American Bancorp has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 12.92%. Horizon Bancorp (IN)'s return on equity of 6.06% beat German American Bancorp's return on equity of 9.78%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 20.63%. On the other hand German American Bancorp has an analysts' consensus of $44.67 which suggests that it could grow by 21.11%. Given that German American Bancorp has higher upside potential than Horizon Bancorp (IN), analysts believe German American Bancorp is more attractive than Horizon Bancorp (IN).

Horizon Bancorp (IN) has a beta of 0.845, which suggesting that the stock is 15.454% less volatile than S&P 500. In comparison German American Bancorp has a beta of 0.591, suggesting its less volatile than the S&P 500 by 40.851%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.39%. German American Bancorp offers a yield of 3.04% to investors and pays a quarterly dividend of $0.29 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. German American Bancorp pays out 38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are smaller than German American Bancorp quarterly revenues of $81.4M. Horizon Bancorp (IN)'s net income of $23.9M is higher than German American Bancorp's net income of $10.5M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.30x while German American Bancorp's PE ratio is 14.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.16x versus 4.84x for German American Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

MetroCity Bankshares has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 45.26%. Horizon Bancorp (IN)'s return on equity of 6.06% beat MetroCity Bankshares's return on equity of 16.06%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 20.63%. On the other hand MetroCity Bankshares has an analysts' consensus of $34.00 which suggests that it could grow by 25.55%. Given that MetroCity Bankshares has higher upside potential than Horizon Bancorp (IN), analysts believe MetroCity Bankshares is more attractive than Horizon Bancorp (IN).

Horizon Bancorp (IN) has a beta of 0.845, which suggesting that the stock is 15.454% less volatile than S&P 500. In comparison MetroCity Bankshares has a beta of 0.629, suggesting its less volatile than the S&P 500 by 37.149%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.39%. MetroCity Bankshares offers a yield of 3.29% to investors and pays a quarterly dividend of $0.23 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. MetroCity Bankshares pays out 32.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are larger than MetroCity Bankshares quarterly revenues of $36M. Horizon Bancorp (IN)'s net income of $23.9M is higher than MetroCity Bankshares's net income of $16.3M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.30x while MetroCity Bankshares's PE ratio is 10.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.16x versus 4.85x for MetroCity Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Mid Penn Bancorp has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 29.21%. Horizon Bancorp (IN)'s return on equity of 6.06% beat Mid Penn Bancorp's return on equity of 8.49%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 20.63%. On the other hand Mid Penn Bancorp has an analysts' consensus of $35.00 which suggests that it could grow by 29.63%. Given that Mid Penn Bancorp has higher upside potential than Horizon Bancorp (IN), analysts believe Mid Penn Bancorp is more attractive than Horizon Bancorp (IN).

Horizon Bancorp (IN) has a beta of 0.845, which suggesting that the stock is 15.454% less volatile than S&P 500. In comparison Mid Penn Bancorp has a beta of 0.628, suggesting its less volatile than the S&P 500 by 37.211%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.39%. Mid Penn Bancorp offers a yield of 2.96% to investors and pays a quarterly dividend of $0.20 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. Mid Penn Bancorp pays out 27.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are larger than Mid Penn Bancorp quarterly revenues of $47M. Horizon Bancorp (IN)'s net income of $23.9M is higher than Mid Penn Bancorp's net income of $13.7M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.30x while Mid Penn Bancorp's PE ratio is 9.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.16x versus 2.64x for Mid Penn Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Financial Services has a net margin of 35.17% compared to Horizon Bancorp (IN)'s net margin of 33.26%. Horizon Bancorp (IN)'s return on equity of 6.06% beat Peoples Financial Services's return on equity of 4.76%.

Horizon Bancorp (IN) has a consensus price target of $17.60, signalling upside risk potential of 20.63%. On the other hand Peoples Financial Services has an analysts' consensus of $54.00 which suggests that it could grow by 14.69%. Given that Horizon Bancorp (IN) has higher upside potential than Peoples Financial Services, analysts believe Horizon Bancorp (IN) is more attractive than Peoples Financial Services.

Horizon Bancorp (IN) has a beta of 0.845, which suggesting that the stock is 15.454% less volatile than S&P 500. In comparison Peoples Financial Services has a beta of 0.763, suggesting its less volatile than the S&P 500 by 23.66%.

Horizon Bancorp (IN) has a quarterly dividend of $0.16 per share corresponding to a yield of 4.39%. Peoples Financial Services offers a yield of 5.25% to investors and pays a quarterly dividend of $0.62 per share. Horizon Bancorp (IN) pays 79.96% of its earnings as a dividend. Peoples Financial Services pays out 212.91% of its earnings as a dividend. Horizon Bancorp (IN)'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

Horizon Bancorp (IN) quarterly revenues are $68.1M, which are larger than Peoples Financial Services quarterly revenues of $45.1M. Horizon Bancorp (IN)'s net income of $23.9M is higher than Peoples Financial Services's net income of $15M. Notably, Horizon Bancorp (IN)'s price-to-earnings ratio is 14.30x while Peoples Financial Services's PE ratio is 22.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horizon Bancorp (IN) is 3.16x versus 2.80x for Peoples Financial Services. Usually stocks with elevated PS ratios are considered overvalued.