FFIN Quote, Financials, Valuation and Earnings

Independent Bank has a net margin of 42.21% compared to First Financial Bankshares's net margin of 25.23%. First Financial Bankshares's return on equity of 14.54% beat Independent Bank's return on equity of 6.37%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 1.69%. On the other hand Independent Bank has an analysts' consensus of $74.75 which suggests that it could grow by 17.48%. Given that Independent Bank has higher upside potential than First Financial Bankshares, analysts believe Independent Bank is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.870, which suggesting that the stock is 12.98% less volatile than S&P 500. In comparison Independent Bank has a beta of 0.841, suggesting its less volatile than the S&P 500 by 15.922%.

First Financial Bankshares has a quarterly dividend of $0.19 per share corresponding to a yield of 2.02%. Independent Bank offers a yield of 3.62% to investors and pays a quarterly dividend of $0.59 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. Independent Bank pays out 50.08% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.4M, which are smaller than Independent Bank quarterly revenues of $176.1M. First Financial Bankshares's net income of $61.3M is higher than Independent Bank's net income of $44.4M. Notably, First Financial Bankshares's price-to-earnings ratio is 22.31x while Independent Bank's PE ratio is 14.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 9.31x versus 3.90x for Independent Bank. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 42.21% compared to First Financial Bankshares's net margin of 36.31%. First Financial Bankshares's return on equity of 14.54% beat OptimumBank Holdings's return on equity of 15.42%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 1.69%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 10.87%. Given that OptimumBank Holdings has higher upside potential than First Financial Bankshares, analysts believe OptimumBank Holdings is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.870, which suggesting that the stock is 12.98% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.492, suggesting its less volatile than the S&P 500 by 50.773%.

First Financial Bankshares has a quarterly dividend of $0.19 per share corresponding to a yield of 2.02%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. First Financial Bankshares's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.4M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. First Financial Bankshares's net income of $61.3M is higher than OptimumBank Holdings's net income of $3.9M. Notably, First Financial Bankshares's price-to-earnings ratio is 22.31x while OptimumBank Holdings's PE ratio is 3.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 9.31x versus 1.21x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 42.21% compared to First Financial Bankshares's net margin of 32.4%. First Financial Bankshares's return on equity of 14.54% beat Park National's return on equity of 12.97%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 1.69%. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could grow by 3.05%. Given that Park National has higher upside potential than First Financial Bankshares, analysts believe Park National is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.870, which suggesting that the stock is 12.98% less volatile than S&P 500. In comparison Park National has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.656%.

First Financial Bankshares has a quarterly dividend of $0.19 per share corresponding to a yield of 2.02%. Park National offers a yield of 2.54% to investors and pays a quarterly dividend of $1.07 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.4M, which are larger than Park National quarterly revenues of $130.1M. First Financial Bankshares's net income of $61.3M is higher than Park National's net income of $42.2M. Notably, First Financial Bankshares's price-to-earnings ratio is 22.31x while Park National's PE ratio is 17.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 9.31x versus 5.15x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 42.21% compared to First Financial Bankshares's net margin of 24.09%. First Financial Bankshares's return on equity of 14.54% beat Tompkins Financial's return on equity of 10.46%.

First Financial Bankshares has a consensus price target of $36.75, signalling upside risk potential of 1.69%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 13.9%. Given that Tompkins Financial has higher upside potential than First Financial Bankshares, analysts believe Tompkins Financial is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.870, which suggesting that the stock is 12.98% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.907, suggesting its less volatile than the S&P 500 by 9.302%.

First Financial Bankshares has a quarterly dividend of $0.19 per share corresponding to a yield of 2.02%. Tompkins Financial offers a yield of 3.88% to investors and pays a quarterly dividend of $0.62 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $145.4M, which are larger than Tompkins Financial quarterly revenues of $81.7M. First Financial Bankshares's net income of $61.3M is higher than Tompkins Financial's net income of $19.7M. Notably, First Financial Bankshares's price-to-earnings ratio is 22.31x while Tompkins Financial's PE ratio is 12.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 9.31x versus 2.98x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.