EBTC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 16.32%. Enterprise Bancorp's return on equity of 10.75% beat Evans Bancorp's return on equity of 10.61%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.21%. Given that Evans Bancorp has higher upside potential than Enterprise Bancorp, analysts believe Evans Bancorp is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.560, which suggesting that the stock is 43.952% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.36%. Evans Bancorp offers a yield of 2.99% to investors and pays a quarterly dividend of $0.66 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Enterprise Bancorp quarterly revenues are $44.2M, which are larger than Evans Bancorp quarterly revenues of $18M. Enterprise Bancorp's net income of $10M is higher than Evans Bancorp's net income of $2.9M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.88x while Evans Bancorp's PE ratio is 13.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.95x versus 2.92x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Independent Bank has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 24.59%. Enterprise Bancorp's return on equity of 10.75% beat Independent Bank's return on equity of 6.76%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Independent Bank has an analysts' consensus of $59.50 which suggests that it could grow by 17.95%. Given that Independent Bank has higher upside potential than Enterprise Bancorp, analysts believe Independent Bank is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.560, which suggesting that the stock is 43.952% less volatile than S&P 500. In comparison Independent Bank has a beta of 0.759, suggesting its less volatile than the S&P 500 by 24.077%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.36%. Independent Bank offers a yield of 3.43% to investors and pays a quarterly dividend of $0.57 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Independent Bank pays out 40.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Enterprise Bancorp quarterly revenues are $44.2M, which are smaller than Independent Bank quarterly revenues of $174.6M. Enterprise Bancorp's net income of $10M is lower than Independent Bank's net income of $42.9M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.88x while Independent Bank's PE ratio is 14.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.95x versus 4.13x for Independent Bank. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 27.77%. Enterprise Bancorp's return on equity of 10.75% beat Park National's return on equity of 11.8%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 1.56%. Given that Park National has higher upside potential than Enterprise Bancorp, analysts believe Park National is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.560, which suggesting that the stock is 43.952% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.36%. Park National offers a yield of 2.38% to investors and pays a quarterly dividend of $1.56 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Enterprise Bancorp quarterly revenues are $44.2M, which are smaller than Park National quarterly revenues of $137.6M. Enterprise Bancorp's net income of $10M is lower than Park National's net income of $38.2M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.88x while Park National's PE ratio is 21.09x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.95x versus 5.82x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 24.66%. Enterprise Bancorp's return on equity of 10.75% beat Tompkins Financial's return on equity of 9.88%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.36%. Given that Tompkins Financial has higher upside potential than Enterprise Bancorp, analysts believe Tompkins Financial is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.560, which suggesting that the stock is 43.952% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.36%. Tompkins Financial offers a yield of 3.51% to investors and pays a quarterly dividend of $0.62 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Enterprise Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Enterprise Bancorp quarterly revenues are $44.2M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Enterprise Bancorp's net income of $10M is lower than Tompkins Financial's net income of $18.6M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.88x while Tompkins Financial's PE ratio is 15.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.95x versus 3.43x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.