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Buy
96
XYF Quote, Financials, Valuation and Earnings
Last price:
$13.86
Seasonality move
:
26.75%
Day range:
$13.70 - $14.38
52-week range:
$3.68 - $17.70
Dividend yield:
2.52%
P/E ratio:
3.09x
P/S ratio:
1.82x
P/B ratio:
0.67x
Volume:
71.4K
Avg. volume:
323.3K
1-year change:
254.1%
Market cap:
$640.1M
Revenue:
$356.7M
EPS (TTM):
$4.37
Analysts' Opinion
-
Consensus RatingNo consensus rating exists at this time due to lack of analyst coverage.
-
Price Target DownsideNo price target exists because of limited analyst coverage.
-
Price Target UpsideSimilarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.
Fair Value
-
According to the consensus of 0 analysts, X Financial has -62.22% downside to fair value with a price target of -- per share.
XYF vs. S&P 500
-
Over the past 5 trading days, X Financial has overperformed the S&P 500 by 17.2% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
X Financial does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
X Financial has grown year-over-year revenues for 4 quarters straight. In the most recent quarter X Financial reported revenues of $108.2M.
Earnings Growth
-
X Financial has grown year-over-year earnings for 4 quarters straight. In the most recent quarter X Financial reported earnings per share of $1.12.
Enterprise value:
281.9M
EV / Invested capital:
--
Price / LTM sales:
1.82x
EV / EBIT:
0.57x
EV / Revenue:
0.78x
PEG ratio (5yr expected):
0.11x
EV / Free cash flow:
1.61x
Price / Operating cash flow:
--
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
12.97%
Net Income Margin (TTM):
59.03%
Return On Equity:
23.58%
Return On Invested Capital:
22.06%
Operating Margin:
--
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2023-12-31 | 2024-12-31 | |
| Income Statement | ||||||
| Revenue | $228.2M | $266.3M | $363.5M | $59.1M | $108.2M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.17 | $3.42 | $4.37 | $0.53 | $1.12 | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $383.6M | $463.1M | $521M | $647.6M | $681.3M | |
| Total Assets | $1.1B | $1.2B | $1.3B | $1.6B | $1.6B | |
| Current Liabilities | $642.8M | $421.3M | $553.6M | $768.1M | $476.5M | |
| Total Liabilities | $676.8M | $528.1M | $592M | $818.6M | $666.6M | |
| Total Equity | $470.8M | $623.9M | $688.9M | $824.9M | $952.5M | |
| Total Debt | $53.7M | $26.1M | $10.2M | $79.7M | $45M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2022-03-31 | 2023-03-31 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | -- | -- | -- | $30.1M | $84.6M | |
| Cash From Investing | -- | -- | -- | $1.5M | $2.1M | |
| Cash From Financing | -- | -- | -- | -$12.3K | $266.1K | |
| Free Cash Flow | -- | -- | $175.1M | $30.1M | $84.6M | |
XYF
Sector
Market Cap
$640.1M
$601.7M
Price % of 52-Week High
76.27%
83.79%
Dividend Yield
2.52%
2.08%
Shareholder Yield
--
3.96%
1-Year Price Total Return
251.01%
7.93%
Beta (5-Year)
-0.100
0.555
Dividend yield:
2.52%
Annualized payout:
$0.34
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$12.97
200-day SMA
Buy
Level
$7.75
Bollinger Bands (100)
Buy
Level
7.51 - 12.57
Chaikin Money Flow
Sell
Level
-71.4K
20-day SMA
Buy
Level
$12.83
Relative Strength Index (RSI14)
Buy
Level
56.32
ADX Line
Buy
Level
24.56
Williams %R
Neutral
Level
-23.6277
50-day SMA
Buy
Level
$12.19
MACD (12, 26)
Buy
Level
0.29
25-day Aroon Oscillator
Sell
Level
-44
On Balance Volume
Neutral
Level
22.4M
Financial Scores
Hold
Altman Z-Score
(Annual)
Level (2.2096)
Buy
CA Score
(Annual)
Level (1.1647)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (10)
Buy
Ohlson Score
Level (-1.3411)
--
Piotroski F Score
(Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, and guarantee services provided.
Stock Forecast FAQ
In the current month, XYF has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The XYF average analyst price target in the past 3 months is --.
-
Where Will X Financial Stock Be In 1 Year?
According to analysts, the consensus estimate is that X Financial share price will drop to -- per share over the next 12 months.
-
What Do Analysts Say About X Financial?
Analysts are divided on their view about X Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that X Financial is a Sell and believe this share price will rise from its current level to --.
-
What Is X Financial's Price Target?
The price target for X Financial over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.
-
Is XYF A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for X Financial is a --. 0 of 0 analysts rate the stock a -- at this time.
-
How Can I Buy Shares Of XYF?
You can purchase shares of X Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase X Financial shares.
-
What Is The X Financial Share Price Today?
X Financial was last trading at $13.86 per share. This represents the most recent stock quote for X Financial. Yesterday, X Financial closed at $13.81 per share.
-
How To Buy X Financial Stock Online?
In order to purchase X Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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