Financhill
Buy
66

UMBF Quote, Financials, Valuation and Earnings

Last price:
$110.21
Seasonality move :
1.78%
Day range:
$109.98 - $111.35
52-week range:
$82.00 - $129.94
Dividend yield:
1.44%
P/E ratio:
13.86x
P/S ratio:
3.63x
P/B ratio:
1.26x
Volume:
396.8K
Avg. volume:
618.5K
1-year change:
23.72%
Market cap:
$8.4B
Revenue:
$1.5B
EPS (TTM):
$7.95

Analysts' Opinion

  • Consensus Rating
    UMB Financial has received a consensus rating of Buy. The company's average rating is a Buy based on 4 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $124.64, UMB Financial has an estimated upside of 13.09% from its current price of $110.21.
  • Price Target Downside
    According to analysts, the lowest downside price target is $109.00 representing 1.1% downside risk from its current price of $110.21.

Fair Value

  • According to the consensus of 7 analysts, UMB Financial has 13.09% upside to fair value with a price target of $124.64 per share.

UMBF vs. S&P 500

  • Over the past 5 trading days, UMB Financial has overperformed the S&P 500 by 0.19% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • UMB Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • UMB Financial has grown year-over-year revenues for 5 quarters straight. In the most recent quarter UMB Financial reported revenues of $510.2M.

Earnings Growth

  • UMB Financial earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter UMB Financial reported earnings per share of $1.21.
Enterprise value:
-12.5B
EV / Invested capital:
--
Price / LTM sales:
3.63x
EV / EBIT:
-7.22x
EV / Revenue:
-7.73x
PEG ratio (5yr expected):
2.49x
EV / Free cash flow:
-24.91x
Price / Operating cash flow:
11.69x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.8%
Net Income Margin (TTM):
25.5%
Return On Equity:
10.24%
Return On Invested Capital:
8.56%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $1.4B $1.3B $1.6B $360.2M $510.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $8.60 $7.53 $7.95 $2.25 $1.21
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $15.9B $17B $11.3B $14.2B $22.7B
Total Assets $34.7B $40.6B $40.6B $45.3B $69.3B
Current Liabilities $3B $3B $5.2B $3.6B $2.9B
Total Liabilities $31.7B $37.9B $37.8B $42.2B $62.6B
Total Equity $3B $2.7B $2.8B $3.2B $6.7B
Total Debt $270.1M $272M $3.2B $1.4B $654.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $575.2M $527.1M $532.2M $56.1M $363M
Cash From Investing -$3.1B -$1.1B -$2.8B $158.4M $663.2M
Cash From Financing -$665.8M $4B $5.9B $1.2B $1.1B
Free Cash Flow $522.7M $507.2M $501.5M $53.8M $354.2M
UMBF
Sector
Market Cap
$8.4B
$649.8M
Price % of 52-Week High
84.82%
90.16%
Dividend Yield
1.44%
1.98%
Shareholder Yield
0.6%
4.12%
1-Year Price Total Return
23.72%
16.21%
Beta (5-Year)
0.740
0.588
Dividend yield:
1.44%
Annualized payout:
$1.57
Payout ratio:
21.4%
Growth streak:
25 years

Technicals

8-day SMA
Buy
Level $109.92
200-day SMA
Buy
Level $108.55
Bollinger Bands (100)
Buy
Level 95.83 - 108.47
Chaikin Money Flow
Buy
Level 466.4K
20-day SMA
Buy
Level $105.41
Relative Strength Index (RSI14)
Buy
Level 62.07
ADX Line
Buy
Level 25.44
Williams %R
Sell
Level -14.8985
50-day SMA
Buy
Level $104.23
MACD (12, 26)
Buy
Level 24.61
25-day Aroon Oscillator
Buy
Level 56
On Balance Volume
Neutral
Level 1.3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.6408)
Sell
CA Score (Annual)
Level (-2.2666)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.1217)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.

Stock Forecast FAQ

In the current month, UMBF has received 4 Buy ratings 3 Hold ratings, and 0 Sell ratings. The UMBF average analyst price target in the past 3 months is $124.64.

  • Where Will UMB Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that UMB Financial share price will rise to $124.64 per share over the next 12 months.

  • What Do Analysts Say About UMB Financial?

    Analysts are divided on their view about UMB Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that UMB Financial is a Sell and believe this share price will drop from its current level to $109.00.

  • What Is UMB Financial's Price Target?

    The price target for UMB Financial over the next 1-year time period is forecast to be $124.64 according to 7 Wall Street analysts, 4 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is UMBF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for UMB Financial is a Buy. 4 of 7 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of UMBF?

    You can purchase shares of UMB Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase UMB Financial shares.

  • What Is The UMB Financial Share Price Today?

    UMB Financial was last trading at $110.21 per share. This represents the most recent stock quote for UMB Financial. Yesterday, UMB Financial closed at $110.21 per share.

  • How To Buy UMB Financial Stock Online?

    In order to purchase UMB Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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