Financhill
Buy
54

THFF Quote, Financials, Valuation and Earnings

Last price:
$55.64
Seasonality move :
3.04%
Day range:
$55.45 - $56.62
52-week range:
$38.87 - $57.43
Dividend yield:
3.56%
P/E ratio:
12.03x
P/S ratio:
2.83x
P/B ratio:
1.15x
Volume:
58.2K
Avg. volume:
56.4K
1-year change:
40.2%
Market cap:
$658.8M
Revenue:
$217.8M
EPS (TTM):
$4.62

Analysts' Opinion

  • Consensus Rating
    First Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $56.50, First Financial has an estimated upside of 1.64% from its current price of $55.59.
  • Price Target Downside
    According to analysts, the lowest downside price target is $55.00 representing 1.06% downside risk from its current price of $55.59.

Fair Value

  • According to the consensus of 3 analysts, First Financial has 1.64% upside to fair value with a price target of $56.50 per share.

THFF vs. S&P 500

  • Over the past 5 trading days, First Financial has underperformed the S&P 500 by -2.13% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • First Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • First Financial has grown year-over-year revenues for 3 quarters straight. In the most recent quarter First Financial reported revenues of $62.5M.

Earnings Growth

  • First Financial has grown year-over-year earnings for 2 quarters straight. In the most recent quarter First Financial reported earnings per share of $1.55.
Enterprise value:
-485M
EV / Invested capital:
--
Price / LTM sales:
2.83x
EV / EBIT:
-3.07x
EV / Revenue:
-2.09x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-7.67x
Price / Operating cash flow:
10.39x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.04%
Net Income Margin (TTM):
23.61%
Return On Equity:
10%
Return On Invested Capital:
8.86%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $213.9M $204.6M $231.9M $48.4M $62.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $5.47 $4.69 $4.62 $0.93 $1.55
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $1.8B $2B $1.5B $1.3B $1.3B
Total Assets $4.7B $5.1B $4.9B $4.9B $5.5B
Current Liabilities $98.8M $96.7M $108.6M $88.9M $137.6M
Total Liabilities $4.1B $4.6B $4.4B $4.3B $5B
Total Equity $598.1M $525.4M $505.5M $520.8M $571.9M
Total Debt $5.9M $15.9M $34.6M $58.6M $124.9M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $82M $74.7M $69M $12.4M $21.1M
Cash From Investing -$369.3M -$9.3M -$55.1M -$1M $10M
Cash From Financing -$232.1M -$78.9M $3.1M -$19M -$38.4M
Free Cash Flow $79M $70.5M $63.3M $11.5M $20.5M
THFF
Sector
Market Cap
$658.8M
$649.8M
Price % of 52-Week High
96.8%
90.16%
Dividend Yield
3.56%
1.98%
Shareholder Yield
3.37%
4.12%
1-Year Price Total Return
40.2%
16.21%
Beta (5-Year)
0.427
0.588
Dividend yield:
3.56%
Annualized payout:
$1.35
Payout ratio:
40.13%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $56.22
200-day SMA
Buy
Level $48.53
Bollinger Bands (100)
Buy
Level 47.3 - 53.66
Chaikin Money Flow
Buy
Level 22.6K
20-day SMA
Buy
Level $53.85
Relative Strength Index (RSI14)
Buy
Level 61.02
ADX Line
Sell
Level 18.97
Williams %R
Neutral
Level -28.2642
50-day SMA
Buy
Level $52.47
MACD (12, 26)
Buy
Level 12.52
25-day Aroon Oscillator
Buy
Level 80
On Balance Volume
Neutral
Level 40.8K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5074)
Sell
CA Score (Annual)
Level (-2.143)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (2.3331)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

First Financial Corp operates as a financial holding company, which is engaged in the provision of financial services in the United States. The company offers a wide variety of financial services including commercial, mortgage, and consumer lending, lease financing, trust account services, depositor services and insurance services, through its subsidiaries. Its primary source of revenue is derived from loans to customers and investment activities.

Stock Forecast FAQ

In the current month, THFF has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The THFF average analyst price target in the past 3 months is $56.50.

  • Where Will First Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that First Financial share price will rise to $56.50 per share over the next 12 months.

  • What Do Analysts Say About First Financial?

    Analysts are divided on their view about First Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that First Financial is a Sell and believe this share price will drop from its current level to $55.00.

  • What Is First Financial's Price Target?

    The price target for First Financial over the next 1-year time period is forecast to be $56.50 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is THFF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for First Financial is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of THFF?

    You can purchase shares of First Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase First Financial shares.

  • What Is The First Financial Share Price Today?

    First Financial was last trading at $55.64 per share. This represents the most recent stock quote for First Financial. Yesterday, First Financial closed at $55.59 per share.

  • How To Buy First Financial Stock Online?

    In order to purchase First Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will Microsoft Be a $5 Trillion Stock?
Will Microsoft Be a $5 Trillion Stock?

Microsoft’s market capitalization sits near $3.73 trillion today. To clear the…

Where Will C3.ai Stock Be in 1 Year?
Where Will C3.ai Stock Be in 1 Year?

C3 .ai (NYSE: AI) has been the poster child for “hype versus execution.”…

What Is the Ceiling for IONQ Stock?
What Is the Ceiling for IONQ Stock?

IonQ (NYSE:IONQ) is a quantum computing startup that, like many…

Stock Ideas

Buy
69
Is NVDA Stock a Buy?

Market Cap: $4T
P/E Ratio: 56x

Buy
62
Is MSFT Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 43x

Sell
45
Is AAPL Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 35x

Alerts

Buy
58
INKT alert for Jul 12

MiNK Therapeutics [INKT] is up 727.94% over the past day.

Buy
51
NEGG alert for Jul 12

Newegg Commerce [NEGG] is up 74.03% over the past day.

Buy
68
ATRO alert for Jul 12

Astronics [ATRO] is up 16.28% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock