Financhill
Buy
55

SLM Quote, Financials, Valuation and Earnings

Last price:
$33.58
Seasonality move :
0.41%
Day range:
$33.29 - $33.85
52-week range:
$19.39 - $34.97
Dividend yield:
1.5%
P/E ratio:
12.02x
P/S ratio:
3.88x
P/B ratio:
3.26x
Volume:
1.4M
Avg. volume:
2.1M
1-year change:
53.89%
Market cap:
$7B
Revenue:
$1.8B
EPS (TTM):
$2.78
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $1.8B $2B $1.8B $1.8B $1.8B
Revenue Growth (YoY) 7.65% 12.62% -10.05% -0.77% 2.2%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $304.5M $281.7M $291.3M $372.3M $401M
Other Inc / (Exp) $65.2M $39.2M -$60.3M $2.7M $467K
Operating Expenses $289.6M $280.4M $296.5M $325.7M $406.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.2B $1.5B $630.7M $778.3M $798.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $273.3M $379.8M $161.7M $196.9M $190.3M
Net Income to Company $880.7M $1.2B $469M $581.4M $608.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $880.7M $1.2B $469M $581.4M $608.3M
 
Basic EPS (Cont. Ops) $2.27 $3.67 $1.78 $2.44 $2.73
Diluted EPS (Cont. Ops) $2.25 $3.61 $1.78 $2.44 $2.73
Weighted Average Basic Share $383.7M $315M $258.4M $231.4M $216.2M
Weighted Average Diluted Share $387.2M $319.9M $261.5M $234.1M $219.9M
 
EBITDA -- -- -- -- --
EBIT $1.7B $1.9B $1.2B $1.8B $1.9B
 
Revenue (Reported) $1.8B $2B $1.8B $1.8B $1.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $1.7B $1.9B $1.2B $1.8B $1.9B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $744.5M $397M $426.8M $561.2M $581M
Revenue Growth (YoY) 7.56% -46.68% 7.51% 31.49% 3.54%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $76.8M $77.7M $99.2M $109.8M $103.2M
Other Inc / (Exp) $28K -$3.6M $1.7M $2.1M -$10.4M
Operating Expenses $75.7M $75.9M $101.5M $111M $104.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $844.7M $166.2M $155.9M $387.5M $403.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $203.5M $37.4M $37.3M $97.6M $98.6M
Net Income to Company $641.2M $128.8M $118.5M $289.9M $304.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $641.2M $128.8M $118.5M $289.9M $304.5M
 
Basic EPS (Cont. Ops) $1.77 $0.46 $0.47 $1.29 $1.43
Diluted EPS (Cont. Ops) $1.75 $0.45 $0.47 $1.27 $1.40
Weighted Average Basic Share $361M $277M $241.5M $220.4M $210.7M
Weighted Average Diluted Share $366.2M $280.7M $243.5M $223.8M $215M
 
EBITDA -- -- -- -- --
EBIT $949.8M $256.2M $388.4M $664M $684.2M
 
Revenue (Reported) $744.5M $397M $426.8M $561.2M $581M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $949.8M $256.2M $388.4M $664M $684.2M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $1.9B $1.7B $1.9B $1.9B $1.9B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $288.1M $282.6M $312.8M $382.9M $394.4M
Other Inc / (Exp) $19.6M $35.6M -$55M $3.1M -$12M
Operating Expenses $272.1M $280.6M $322.1M $336.3M $399.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.5B $861.7M $620.4M $1B $814.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $355.4M $213.6M $161.7M $257.1M $191.3M
Net Income to Company $1.2B $648.1M $458.7M $752.8M $622.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $1.2B $648.1M $458.7M $752.8M $622.9M
 
Basic EPS (Cont. Ops) $3.14 $2.21 $1.73 $3.24 $2.84
Diluted EPS (Cont. Ops) $3.10 $2.17 $1.72 $3.20 $2.78
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $2B $1.2B $1.3B $2.1B $2B
 
Revenue (Reported) $1.9B $1.7B $1.9B $1.9B $1.9B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $2B $1.2B $1.3B $2.1B $2B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $744.5M $397M $426.8M $561.2M $581M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $76.8M $77.7M $99.2M $109.8M $103.2M
Other Inc / (Exp) $28K -$3.6M $1.7M $2.1M -$10.4M
Operating Expenses $75.7M $75.9M $101.5M $111M $104.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $844.7M $166.2M $155.9M $387.5M $403.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $203.5M $37.4M $37.3M $97.6M $98.6M
Net Income to Company $641.2M $128.8M $118.5M $289.9M $304.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $641.2M $128.8M $118.5M $289.9M $304.5M
 
Basic EPS (Cont. Ops) $1.77 $0.46 $0.47 $1.29 $1.43
Diluted EPS (Cont. Ops) $1.75 $0.45 $0.47 $1.27 $1.40
Weighted Average Basic Share $361M $277M $241.5M $220.4M $210.7M
Weighted Average Diluted Share $366.2M $280.7M $243.5M $223.8M $215M
 
EBITDA -- -- -- -- --
EBIT $949.8M $256.2M $388.4M $664M $684.2M
 
Revenue (Reported) $744.5M $397M $426.8M $561.2M $581M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $949.8M $256.2M $388.4M $664M $684.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $4.5B $4.3B $4.6B $4.1B $4.7B
Short Term Investments $2B $2.5B $2.3B $2.4B $1.9B
Accounts Receivable, Net $1.4B $1.2B $1.2B $1.4B $1.5B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $8.2B $8.3B $8.5B $8.3B $6.7B
 
Property Plant And Equipment $154.7M $150.5M $140.7M $129.5M $119.4M
Long-Term Investments $2.1B $2.7B $2.5B $2.6B $2.1B
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $30.8B $29.2B $28.8B $29.2B $30.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $5.2B $5.9B $5.2B $5.2B $6.4B
Capital Leases -- -- -- -- --
Total Liabilities $28.2B $27.1B $27.1B $27.3B $27.9B
 
Common Stock $342.4M $337.5M $338.1M $338.7M $339.2M
Other Common Equity Adj -- -- -- -- --
Common Equity $2.3B $1.9B $1.5B $1.6B $1.9B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $2.6B $2.1B $1.7B $1.9B $2.2B
 
Total Liabilities and Equity $30.8B $29.2B $28.8B $29.2B $30.1B
Cash and Short Terms $6.5B $6.9B $7B $6.6B $4.7B
Total Debt $5.2B $5.9B $5.2B $5.2B $6.4B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $6.2B $3.3B $3.7B $3.6B $3.7B
Short Term Investments $2.1B $2.3B $113.1M $442.3M --
Accounts Receivable, Net $1.3B $1.3B $1.3B $1.4B $1.6B
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $9.8B $7.1B $5.5B $5.7B $5.6B
 
Property Plant And Equipment $155.4M $148.2M $137.9M $127.4M $117.4M
Long-Term Investments $2.2B $2.5B $2.5B $2.4B $1.8B
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $30.6B $29.1B $29.5B $28.3B $28.9B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- -- -- -- --
 
Long-Term Debt $4.9B $5.6B $5.5B $5B $6.1B
Capital Leases -- -- -- -- --
Total Liabilities $28B $27B $27.6B $26.2B $26.5B
 
Common Stock $337.3M $338M $338.6M $339.1M $339.6M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $2.6B $2B $1.8B $2.1B $2.4B
 
Total Liabilities and Equity $30.6B $29.1B $29.5B $28.3B $28.9B
Cash and Short Terms $8.3B $5.6B $3.8B $4B $3.7B
Total Debt $4.9B $5.6B $5.5B $5B $6.1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $880.7M $1.2B $469M $581.4M $608.3M
Depreciation & Amoritzation $15.1M $16M $17.3M $17.8M $17.7M
Stock-Based Compensation $36.5M $30.6M $34.5M $36.4M $40M
Change in Accounts Receivable -$876.7M -$743.8M -$820M -$1.1B -$1.1B
Change in Inventories -- -- -- -- --
Cash From Operations -$182.7M -$49.5M $5M -$144.6M -$329.4M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions $16.9M -- -$127.7M -$14.7M --
Cash From Investing $947.3M $2.6B $1.1B -$12.5M $676M
 
Dividends Paid (Ex Special Dividend) -$56.1M -$65.2M -$122M -$118.9M -$117.5M
Special Dividend Paid
Long-Term Debt Issued $1.8B $2.1B $572.6M $1.1B $2.2B
Long-Term Debt Repaid -$1.3B -$1.3B -$1.3B -$1.2B -$1B
Repurchase of Common Stock -$626.2M -$1.5B -$713.2M -$350.3M -$248M
Other Financing Activities -$10.8M -$17M -$14.4M -$10.7M -$10.3M
Cash From Financing -$1.9B -$2.6B -$854.9M -$316.2M $228.2M
 
Beginning Cash (CF) $5.7B $4.6B $4.5B $4.8B $4.3B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$1.1B -$64.4M $227.5M -$473.3M $574.8M
Ending Cash (CF) $4.6B $4.5B $4.8B $4.3B $4.9B
 
Levered Free Cash Flow -$182.7M -$49.5M $5M -$144.6M -$329.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $641.2M $128.8M $118.5M $289.9M $304.5M
Depreciation & Amoritzation $3.7M $4.9M $6.8M $5.9M $5M
Stock-Based Compensation $11.1M $11.9M $11.5M $13.8M $13.3M
Change in Accounts Receivable -$183.2M -$185.3M -$257.9M -$287M -$296.5M
Change in Inventories -- -- -- -- --
Cash From Operations $45.8M $62.8M $8.9M -$76.7M -$146.1M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -$127.7M -- -- --
Cash From Investing $2.4B -$988.9M -$1.5B $572.3M $496.9M
 
Dividends Paid (Ex Special Dividend) -$12.1M -$31.8M -$30.7M -$28.9M -$31.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $569.9M -- $493.9M
Long-Term Debt Repaid -$272.1M -$381M -$293.1M -$253.2M -$788.8M
Repurchase of Common Stock -$550.8M -$169.3M -$4M -$25.5M -$29.7M
Other Financing Activities -$3.2M -$2.6M -$2.7M -- -$1.6M
Cash From Financing -$674.1M -$168.7M $587.5M -$1.1B -$1.4B
 
Beginning Cash (CF) $4.6B $4.5B $4.8B $4.3B $4.9B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $1.8B -$1.1B -$874.7M -$567.7M -$1B
Ending Cash (CF) $6.4B $3.5B $3.9B $3.7B $3.9B
 
Levered Free Cash Flow $45.8M $62.8M $8.9M -$76.7M -$146.1M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $1.2B $648.1M $458.7M $752.8M $622.9M
Depreciation & Amoritzation $14.9M $17.3M $19.2M $16.9M $16.7M
Stock-Based Compensation $34M $31.4M $34.1M $38.6M $39.5M
Change in Accounts Receivable -$823.6M -$745.9M -$892.6M -$1.1B -$1.1B
Change in Inventories -- -- -- -- --
Cash From Operations -$281.3M -$32.5M -$48.9M -$230.2M -$398.7M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions $16.9M -$127.7M $48K -$14.7M --
Cash From Investing $1.2B -$774.6M $595.2M $2B $600.6M
 
Dividends Paid (Ex Special Dividend) -$52.1M -$84.9M -$120.9M -$117.2M -$120M
Special Dividend Paid
Long-Term Debt Issued -- $2.1B $1.1B $565.2M $2.7B
Long-Term Debt Repaid -$994.4M -$1.5B -$1.2B -$1.1B -$1.5B
Repurchase of Common Stock -$618.8M -$1.1B -$547.9M -$371.7M -$252.2M
Other Financing Activities -$9M -$16.4M -$14.5M -- -$12M
Cash From Financing -$2B -$2.1B -$98.7M -$2B -$65.1M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$1.1B -$2.9B $447.6M -$166.3M $136.7M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$281.3M -$32.5M -$48.9M -$230.2M -$398.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $641.2M $128.8M $118.5M $289.9M $304.5M
Depreciation & Amoritzation $3.7M $4.9M $6.8M $5.9M $5M
Stock-Based Compensation $11.1M $11.9M $11.5M $13.8M $13.3M
Change in Accounts Receivable -$183.2M -$185.3M -$257.9M -$287M -$296.5M
Change in Inventories -- -- -- -- --
Cash From Operations $45.8M $62.8M $8.9M -$76.7M -$146.1M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -$127.7M -- -- --
Cash From Investing $2.4B -$988.9M -$1.5B $572.3M $496.9M
 
Dividends Paid (Ex Special Dividend) -$12.1M -$31.8M -$30.7M -$28.9M -$31.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $569.9M -- $493.9M
Long-Term Debt Repaid -$272.1M -$381M -$293.1M -$253.2M -$788.8M
Repurchase of Common Stock -$550.8M -$169.3M -$4M -$25.5M -$29.7M
Other Financing Activities -$3.2M -$2.6M -$2.7M -- -$1.6M
Cash From Financing -$674.1M -$168.7M $587.5M -$1.1B -$1.4B
 
Beginning Cash (CF) $4.6B $4.5B $4.8B $4.3B $4.9B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $1.8B -$1.1B -$874.7M -$567.7M -$1B
Ending Cash (CF) $6.4B $3.5B $3.9B $3.7B $3.9B
 
Levered Free Cash Flow $45.8M $62.8M $8.9M -$76.7M -$146.1M

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