Financhill
Buy
54

QFIN Quote, Financials, Valuation and Earnings

Last price:
$38.21
Seasonality move :
17.28%
Day range:
$37.66 - $38.32
52-week range:
$13.71 - $40.31
Dividend yield:
3.11%
P/E ratio:
7.73x
P/S ratio:
3.05x
P/B ratio:
1.81x
Volume:
337.9K
Avg. volume:
1.6M
1-year change:
153.33%
Market cap:
$5.9B
Revenue:
$1.9B
EPS (TTM):
$4.92

Analysts' Opinion

  • Consensus Rating
    Qifu Technology has received a consensus rating of Buy. The company's average rating is a Buy based on 9 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $43.16, Qifu Technology has an estimated upside of 13.59% from its current price of $38.00.
  • Price Target Downside
    According to analysts, the lowest downside price target is $37.04 representing 100% downside risk from its current price of $38.00.

Fair Value

  • According to the consensus of 9 analysts, Qifu Technology has 13.59% upside to fair value with a price target of $43.16 per share.

QFIN vs. S&P 500

  • Over the past 5 trading days, Qifu Technology has underperformed the S&P 500 by -7.23% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Qifu Technology does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Qifu Technology has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Qifu Technology reported revenues of $500.5M.

Earnings Growth

  • Qifu Technology has grown year-over-year earnings for 6 quarters straight. In the most recent quarter Qifu Technology reported earnings per share of $1.70.
Enterprise value:
5B
EV / Invested capital:
1.46x
Price / LTM sales:
3.05x
EV / EBIT:
4.92x
EV / Revenue:
2.58x
PEG ratio (5yr expected):
0.19x
EV / Free cash flow:
4.08x
Price / Operating cash flow:
4.83x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
11.67%
Net Income Margin (TTM):
39.2%
Return On Equity:
24.56%
Return On Invested Capital:
23.63%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $2.2B $1.9B $1.9B $493.4M $500.5M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.27 $3.49 $4.92 $0.96 $1.70
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $1.8B $2.2B $2.4B $1.8B $1.7B
Total Assets $3.6B $4.8B $5.6B $6.3B $6.7B
Current Liabilities $1.2B $1.1B $1.6B $2B $2.4B
Total Liabilities $2.3B $2.6B $3.1B $3.4B $3.4B
Total Equity $1.2B $2.2B $2.5B $2.9B $3.3B
Total Debt $27.1M $51.9M $89.8M $103.7M $148.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $916.2M $937.5M $1.2B $156.1M $333.8M
Cash From Investing -$884.7M -$1.5B -$1.3B -$281M -$411.8M
Cash From Financing $511.1M $310.9M -$156.2M $91.4M -$173.8M
Free Cash Flow $916.2M $937.5M $1.2B $156.1M $333.8M
QFIN
Sector
Market Cap
$5.9B
$700.3M
Price % of 52-Week High
94.27%
88.31%
Dividend Yield
3.11%
2.2%
Shareholder Yield
--
3.87%
1-Year Price Total Return
153.33%
7.75%
Beta (5-Year)
0.634
0.737
Dividend yield:
3.11%
Annualized payout:
$0.66
Payout ratio:
--
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $38.37
200-day SMA
Buy
Level $24.90
Bollinger Bands (100)
Buy
Level 0 - 0
Chaikin Money Flow
Sell
Level --
20-day SMA
Buy
Level $37.64
Relative Strength Index (RSI14)
Buy
Level 56.21
ADX Line
Neutral
Level 0
Williams %R
Neutral
Level -48.8986
50-day SMA
Buy
Level $34.83
MACD (12, 26)
Buy
Level 1.15
25-day Aroon Oscillator
Buy
Level 52
On Balance Volume
Neutral
Level --

Financial Scores

Sell
Altman Z-Score (Annual)
Level (1.5172)
Buy
CA Score (Annual)
Level (0.0789)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Buy
Ohlson Score
Level (-0.4004)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Qifu Technology Inc is a Credit-Tech platform in China. It provides credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions, whereby it deploys its technology solutions to help financial institutions identify the diversified needs of consumers and SMEs, effectively access prospective borrowers that are creditworthy through multi-channels, enhance credit assessment on prospective borrowers, and manage credit risks and improve collection strategies and efficiency, among others.

Stock Forecast FAQ

In the current month, QFIN has received 9 Buy ratings 0 Hold ratings, and 0 Sell ratings. The QFIN average analyst price target in the past 3 months is $43.16.

  • Where Will Qifu Technology Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Qifu Technology share price will rise to $43.16 per share over the next 12 months.

  • What Do Analysts Say About Qifu Technology?

    Analysts are divided on their view about Qifu Technology share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Qifu Technology is a Sell and believe this share price will drop from its current level to $37.04.

  • What Is Qifu Technology's Price Target?

    The price target for Qifu Technology over the next 1-year time period is forecast to be $43.16 according to 9 Wall Street analysts, 9 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is QFIN A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Qifu Technology is a Buy. 9 of 9 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of QFIN?

    You can purchase shares of Qifu Technology via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Qifu Technology shares.

  • What Is The Qifu Technology Share Price Today?

    Qifu Technology was last trading at $38.21 per share. This represents the most recent stock quote for Qifu Technology. Yesterday, Qifu Technology closed at $38.00 per share.

  • How To Buy Qifu Technology Stock Online?

    In order to purchase Qifu Technology stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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