Financhill
Sell
43

HTLF Quote, Financials, Valuation and Earnings

Last price:
$62.88
Seasonality move :
0.16%
Day range:
$61.92 - $62.99
52-week range:
$32.04 - $70.27
Dividend yield:
1.91%
P/E ratio:
35.30x
P/S ratio:
4.49x
P/B ratio:
1.33x
Volume:
74.6K
Avg. volume:
214.1K
1-year change:
66.95%
Market cap:
$2.7B
Revenue:
$580.4M
EPS (TTM):
$1.78

Analysts' Opinion

  • Consensus Rating
    Heartland Financial USA has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of --, Heartland Financial USA has an estimated upside of 9.94% from its current price of $62.99.
  • Price Target Downside
    According to analysts, the lowest downside price target is -- representing 100% downside risk from its current price of $62.99.

Fair Value

  • According to the consensus of 0 analysts, Heartland Financial USA has 9.94% upside to fair value with a price target of -- per share.

HTLF vs. S&P 500

  • Over the past 5 trading days, Heartland Financial USA has underperformed the S&P 500 by -6.21% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Heartland Financial USA does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Heartland Financial USA has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Heartland Financial USA reported revenues of $203.3M.

Earnings Growth

  • Heartland Financial USA has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Heartland Financial USA reported earnings per share of $1.44.
Enterprise value:
2.5B
EV / Invested capital:
1.03x
Price / LTM sales:
4.49x
EV / EBIT:
4.97x
EV / Revenue:
4.08x
PEG ratio (5yr expected):
--
EV / Free cash flow:
12.67x
Price / Operating cash flow:
13.93x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.45%
Net Income Margin (TTM):
14.11%
Return On Equity:
4.3%
Return On Invested Capital:
3.48%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $704.5M $730.9M $604M $174M $203.3M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.54 $4.75 $1.78 $1.08 $1.44
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $334.8M $330.5M $401.6M $349.5M $589.4M
Total Assets $15.6B $19B $19.7B $20.1B $18.3B
Current Liabilities $106.7M $175.6M $117M $392.6M $46.2M
Total Liabilities $13.8B $16.8B $18B $18.3B $16.1B
Total Equity $1.8B $2.2B $1.7B $1.8B $2.1B
Total Debt $141.9M $271.7M $229.4M $587M $241M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $406.3M $471.9M $197M $212.4M $136.6M
Cash From Investing -$1.5B -$548.2M $1.6B -$34.8M $246.7M
Cash From Financing $1.1B $24.4M -$1.5B -$229.7M -$168.9M
Free Cash Flow $392.6M $463.7M $194.4M $209.7M $138.2M
HTLF
Sector
Market Cap
$2.7B
$700.3M
Price % of 52-Week High
89.64%
88.31%
Dividend Yield
1.91%
2.2%
Shareholder Yield
1.94%
3.87%
1-Year Price Total Return
66.95%
7.75%
Beta (5-Year)
0.971
0.737
Dividend yield:
1.91%
Annualized payout:
$1.20
Payout ratio:
69.73%
Growth streak:
9 years

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Technicals

8-day SMA
Sell
Level $63.54
200-day SMA
Buy
Level $50.36
Bollinger Bands (100)
Buy
Level 53.27 - 64.93
Chaikin Money Flow
Buy
Level 13.2M
20-day SMA
Sell
Level $66.00
Relative Strength Index (RSI14)
Sell
Level 43.08
ADX Line
Sell
Level 18.75
Williams %R
Neutral
Level -71.9447
50-day SMA
Sell
Level $63.85
MACD (12, 26)
Sell
Level -0.61
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Neutral
Level 17.4M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.2291)
Sell
CA Score (Annual)
Level (-2.2232)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Sell
Ohlson Score
Level (2.8881)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Heartland Financial USA Inc is a multi-bank holding company that offers a wide range of commercial, small business, and consumer banking services to businesses, including public sector and non-profit entities and individuals. It also provides traditional and non-traditional service channels including online banking, mobile and remote banking, and telephone banking. The company's business lines are Commercial Banking, Agricultural Loans, Small Business Banking, Residential Real Estate Mortgage Lending, Consumer Banking, and Wealth Management and Retirement Plan Services.

Stock Forecast FAQ

In the current month, HTLF has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The HTLF average analyst price target in the past 3 months is --.

  • Where Will Heartland Financial USA Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Heartland Financial USA share price will rise to -- per share over the next 12 months.

  • What Do Analysts Say About Heartland Financial USA?

    Analysts are divided on their view about Heartland Financial USA share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Heartland Financial USA is a Sell and believe this share price will drop from its current level to --.

  • What Is Heartland Financial USA's Price Target?

    The price target for Heartland Financial USA over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is HTLF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Heartland Financial USA is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of HTLF?

    You can purchase shares of Heartland Financial USA via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Heartland Financial USA shares.

  • What Is The Heartland Financial USA Share Price Today?

    Heartland Financial USA was last trading at $62.88 per share. This represents the most recent stock quote for Heartland Financial USA. Yesterday, Heartland Financial USA closed at $62.99 per share.

  • How To Buy Heartland Financial USA Stock Online?

    In order to purchase Heartland Financial USA stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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