Financhill
Sell
42

YRD Quote, Financials, Valuation and Earnings

Last price:
$6.12
Seasonality move :
-1.29%
Day range:
$5.95 - $6.11
52-week range:
$4.12 - $9.20
Dividend yield:
7.01%
P/E ratio:
2.80x
P/S ratio:
0.63x
P/B ratio:
0.39x
Volume:
81.5K
Avg. volume:
133.5K
1-year change:
24.02%
Market cap:
$517.6M
Revenue:
$809.1M
EPS (TTM):
$2.14

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Downside
    No price target exists because of limited analyst coverage.
  • Price Target Upside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, Yiren Digital has -67.28% downside to fair value with a price target of -- per share.

YRD vs. S&P 500

  • Over the past 5 trading days, Yiren Digital has underperformed the S&P 500 by -2.84% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Yiren Digital does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Yiren Digital has grown year-over-year revenues for 9 quarters straight. In the most recent quarter Yiren Digital reported revenues of $213.7M.

Earnings Growth

  • Yiren Digital earnings have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter Yiren Digital reported earnings per share of $0.39.
Enterprise value:
-39.1M
EV / Invested capital:
--
Price / LTM sales:
0.63x
EV / EBIT:
-0.20x
EV / Revenue:
-0.05x
PEG ratio (5yr expected):
0.09x
EV / Free cash flow:
-0.16x
Price / Operating cash flow:
2.17x
Enterprise value / EBITDA:
-0.20x
Gross Profit (TTM):
$708.8M
Return On Assets:
10.91%
Net Income Margin (TTM):
22.49%
Return On Equity:
14.55%
Return On Invested Capital:
14.55%
Operating Margin:
19.78%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $541M $739.7M $830.2M $192.6M $213.7M
Gross Profit $420.9M $598.1M $708.8M $160M $182.8M
Operating Income $259.1M $367.3M $191.7M $80.2M $42.3M
EBITDA $259.1M $367.3M $191.7M $80.2M $42.3M
Diluted EPS $2.34 $3.37 $2.14 $0.77 $0.39
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $835.6M -- $1.1B $1.2B $1.3B
Total Assets $1.1B -- $1.2B $1.5B $1.8B
Current Liabilities $133.6M -- $44.2M $299.3M $256.2M
Total Liabilities $453.8M -- $312.9M $335.3M $484.6M
Total Equity $601.4M -- $936.7M $1.2B $1.3B
Total Debt $121.4M -- $57M -- --
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations -- -- -- $88.3M $65.8M
Cash From Investing -- -- -- -$95.6M -$20M
Cash From Financing -- -- -- -$2.1M -$11.1M
Free Cash Flow $103.4M $224.8M $240.4M $88.3M $65.8M
YRD
Sector
Market Cap
$517.6M
$627.9M
Price % of 52-Week High
65.11%
89.51%
Dividend Yield
7.01%
1.98%
Shareholder Yield
--
4.08%
1-Year Price Total Return
24.02%
12.62%
Beta (5-Year)
0.719
0.585
Dividend yield:
7.01%
Annualized payout:
$0.20
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $6.07
200-day SMA
Sell
Level $5.99
Bollinger Bands (100)
Sell
Level 5.9 - 7.12
Chaikin Money Flow
Sell
Level -105.8K
20-day SMA
Sell
Level $6.03
Relative Strength Index (RSI14)
Sell
Level 44.13
ADX Line
Buy
Level 10.71
Williams %R
Neutral
Level -64.1509
50-day SMA
Sell
Level $6.31
MACD (12, 26)
Buy
Level 1.49
25-day Aroon Oscillator
Sell
Level -52
On Balance Volume
Sell
Level -154.7K

Financial Scores

Hold
Altman Z-Score (Annual)
Level (2.7782)
Buy
CA Score (Annual)
Level (1.5582)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Buy
Ohlson Score
Level (-3.2101)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (7)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

Stock Forecast FAQ

In the current month, YRD has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The YRD average analyst price target in the past 3 months is --.

  • Where Will Yiren Digital Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Yiren Digital share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Yiren Digital?

    Analysts are divided on their view about Yiren Digital share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Yiren Digital is a Sell and believe this share price will rise from its current level to --.

  • What Is Yiren Digital's Price Target?

    The price target for Yiren Digital over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is YRD A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Yiren Digital is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of YRD?

    You can purchase shares of Yiren Digital via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Yiren Digital shares.

  • What Is The Yiren Digital Share Price Today?

    Yiren Digital was last trading at $6.12 per share. This represents the most recent stock quote for Yiren Digital. Yesterday, Yiren Digital closed at $5.99 per share.

  • How To Buy Yiren Digital Stock Online?

    In order to purchase Yiren Digital stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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