Financhill
Buy
71

STEL Quote, Financials, Valuation and Earnings

Last price:
$29.68
Seasonality move :
0.87%
Day range:
$28.86 - $29.34
52-week range:
$21.96 - $32.36
Dividend yield:
1.88%
P/E ratio:
13.49x
P/S ratio:
3.67x
P/B ratio:
0.94x
Volume:
197.7K
Avg. volume:
275.4K
1-year change:
28.76%
Market cap:
$1.5B
Revenue:
$431M
EPS (TTM):
$2.17

Analysts' Opinion

  • Consensus Rating
    Stellar Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 4 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $28.20, Stellar Bancorp has an estimated downside of -3.69% from its current price of $29.28.
  • Price Target Upside
    According to analysts, the highest upside price target is $29.00 representing -100% upside increase from its current price of $29.28.

Fair Value

  • According to the consensus of 4 analysts, Stellar Bancorp has -3.69% downside to fair value with a price target of $28.20 per share.

STEL vs. S&P 500

  • Over the past 5 trading days, Stellar Bancorp has overperformed the S&P 500 by 5.09% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Stellar Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Stellar Bancorp revenues have been falling on a year-over-year basis for 6 quarters in a row. In the most recent quarter Stellar Bancorp reported revenues of $104.8M.

Earnings Growth

  • Stellar Bancorp earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Stellar Bancorp reported earnings per share of $0.46.
Enterprise value:
-18.7M
EV / Invested capital:
--
Price / LTM sales:
3.67x
EV / EBIT:
-0.06x
EV / Revenue:
-0.04x
PEG ratio (5yr expected):
1.23x
EV / Free cash flow:
-0.21x
Price / Operating cash flow:
17.25x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.06%
Net Income Margin (TTM):
26.57%
Return On Equity:
7.15%
Return On Invested Capital:
6.28%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $373.4M $446.4M $427.4M $108.4M $104.8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.80 $2.24 $2.17 $0.49 $0.46
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $722.7M $1B $1.8B $2B $1.8B
Total Assets $4B $4.4B $10.6B $10.7B $10.4B
Current Liabilities -- -- $3.9M $12.2M $9.9M
Total Liabilities $3.5B $3.9B $9.2B $9.2B $8.8B
Total Equity $545.3M $539.7M $1.4B $1.5B $1.6B
Total Debt $50M $50M $348.4M $324.9M $190.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $142M $150.3M $95.8M $31.1M -$5.7M
Cash From Investing $463.4M -$17.4M $503.1M -$109.6M $147.4M
Cash From Financing -$1B $3.5M -$438.1M $79M -$492.3M
Free Cash Flow $137.2M $144.1M $91M $30.5M -$6.4M
STEL
Sector
Market Cap
$1.5B
$640.5M
Price % of 52-Week High
90.48%
89.74%
Dividend Yield
1.88%
1.97%
Shareholder Yield
4.44%
4.12%
1-Year Price Total Return
28.76%
15.07%
Beta (5-Year)
0.661
0.588
Dividend yield:
1.88%
Annualized payout:
$0.53
Payout ratio:
25.2%
Growth streak:
1 years

Technicals

8-day SMA
Buy
Level $28.21
200-day SMA
Buy
Level $27.68
Bollinger Bands (100)
Buy
Level 26 - 28.42
Chaikin Money Flow
Buy
Level 1.2M
20-day SMA
Buy
Level $27.55
Relative Strength Index (RSI14)
Buy
Level 69.73
ADX Line
Buy
Level 20.46
Williams %R
Sell
Level -1.8122
50-day SMA
Buy
Level $26.95
MACD (12, 26)
Buy
Level 0.46
25-day Aroon Oscillator
Buy
Level 36
On Balance Volume
Neutral
Level 1.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5362)
Sell
CA Score (Annual)
Level (-1.9374)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.5498)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc.; and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.

Stock Forecast FAQ

In the current month, STEL has received 0 Buy ratings 4 Hold ratings, and 0 Sell ratings. The STEL average analyst price target in the past 3 months is $28.20.

  • Where Will Stellar Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Stellar Bancorp share price will drop to $28.20 per share over the next 12 months.

  • What Do Analysts Say About Stellar Bancorp?

    Analysts are divided on their view about Stellar Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Stellar Bancorp is a Sell and believe this share price will rise from its current level to $27.00.

  • What Is Stellar Bancorp's Price Target?

    The price target for Stellar Bancorp over the next 1-year time period is forecast to be $28.20 according to 4 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 4 analysts rate the stock a Hold.

  • Is STEL A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Stellar Bancorp is a Hold. 4 of 4 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of STEL?

    You can purchase shares of Stellar Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Stellar Bancorp shares.

  • What Is The Stellar Bancorp Share Price Today?

    Stellar Bancorp was last trading at $29.68 per share. This represents the most recent stock quote for Stellar Bancorp. Yesterday, Stellar Bancorp closed at $29.28 per share.

  • How To Buy Stellar Bancorp Stock Online?

    In order to purchase Stellar Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will Robinhood Stock Keep Going Up?
Will Robinhood Stock Keep Going Up?

Commission-free online brokerage Robinhood (NASDAQ:HOOD) has served up massive gains…

Where Will Hershey Stock Be In 1 Year?
Where Will Hershey Stock Be In 1 Year?

Chocolate stocks used to be the epitome of sleepy stability,…

Where Will KNOT Stock Be In 1 Year?
Where Will KNOT Stock Be In 1 Year?

In the case of KNOT Offshore Partners (KNOP), most headlines…

Stock Ideas

Buy
63
Is NVDA Stock a Buy?

Market Cap: $3.8T
P/E Ratio: 53x

Buy
60
Is MSFT Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 42x

Sell
48
Is AAPL Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 35x

Alerts

Buy
92
BGL alert for Jul 3

Blue Gold [BGL] is down 20.3% over the past day.

Sell
18
CNC alert for Jul 3

Centene [CNC] is down 1.3% over the past day.

Sell
12
MOH alert for Jul 3

Molina Healthcare [MOH] is up 0.3% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock