Financhill
Buy
63

XP Quote, Financials, Valuation and Earnings

Last price:
$19.37
Seasonality move :
22.24%
Day range:
$19.02 - $19.39
52-week range:
$10.82 - $20.39
Dividend yield:
3.36%
P/E ratio:
12.53x
P/S ratio:
7.90x
P/B ratio:
2.79x
Volume:
6.3M
Avg. volume:
8M
1-year change:
1.57%
Market cap:
$10.2B
Revenue:
$1.4B
EPS (TTM):
$1.55

Analysts' Opinion

  • Consensus Rating
    XP has received a consensus rating of Buy. The company's average rating is a Buy based on 5 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $20.47, XP has an estimated upside of 5.74% from its current price of $19.36.
  • Price Target Downside
    According to analysts, the lowest downside price target is $15.07 representing 22.13% downside risk from its current price of $19.36.

Fair Value

  • According to the consensus of 8 analysts, XP has 5.74% upside to fair value with a price target of $20.47 per share.

XP vs. S&P 500

  • Over the past 5 trading days, XP has overperformed the S&P 500 by 1.67% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • XP does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • XP revenues have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter XP reported revenues of $281.4M.

Earnings Growth

  • XP has grown year-over-year earnings for 1 quarter straight. In the most recent quarter XP reported earnings per share of $0.39.
Enterprise value:
7.9B
EV / Invested capital:
0.58x
Price / LTM sales:
7.90x
EV / EBIT:
7.44x
EV / Revenue:
5.93x
PEG ratio (5yr expected):
9.77x
EV / Free cash flow:
3.52x
Price / Operating cash flow:
4.69x
Enterprise value / EBITDA:
7.12x
Gross Profit (TTM):
$365M
Return On Assets:
1.48%
Net Income Margin (TTM):
63.11%
Return On Equity:
22.7%
Return On Invested Capital:
5.46%
Operating Margin:
-77.08%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $1.2B $1.4B $1.3B $328M $281.4M
Gross Profit $277.3M $351M $365M $34.2M $14.5M
Operating Income -$671.7M -$852.9M -$711.3M -$237M -$216.9M
EBITDA $798.7M $1B $1.1B $270.2M $258.3M
Diluted EPS $1.21 $1.53 $1.55 $0.37 $0.39
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $7B $13B $14.4B $26.6B $23.6B
Total Assets $21.1B $34.2B $38.2B $55.6B $60.7B
Current Liabilities $11.9B $16.8B $15.7B $25.7B $30B
Total Liabilities $19.1B $30.9B $34.8B $51.5B $57.1B
Total Equity $2B $3.3B $3.3B $4.1B $3.7B
Total Debt $7.8B $5.4B $5.4B $10.2B $10B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $798.3M $293.2M $2.3B -$675.8M -$449.3M
Cash From Investing -$46.3M -$38.6M -$192.2M -$144.9M -$26.2M
Cash From Financing -$189.6M -$737.8M -$1B -$12.9M $25.5M
Free Cash Flow $774.3M $246.4M $2.2B -$685.3M -$461.7M
XP
Sector
Market Cap
$10.2B
$608.2M
Price % of 52-Week High
94.95%
87%
Dividend Yield
3.36%
2.03%
Shareholder Yield
20.45%
4.07%
1-Year Price Total Return
1.57%
10.08%
Beta (5-Year)
1.162
0.587
Dividend yield:
3.36%
Annualized payout:
$0.65
Payout ratio:
45.15%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $18.98
200-day SMA
Buy
Level $15.79
Bollinger Bands (100)
Buy
Level 12.62 - 16.86
Chaikin Money Flow
Sell
Level -22M
20-day SMA
Buy
Level $18.12
Relative Strength Index (RSI14)
Buy
Level 74.59
ADX Line
Buy
Level 42.41
Williams %R
Neutral
Level -21.9955
50-day SMA
Buy
Level $15.91
MACD (12, 26)
Buy
Level 1.01
25-day Aroon Oscillator
Buy
Level 40
On Balance Volume
Neutral
Level 75.7M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.3518)
Buy
Beneish M-Score (Annual)
Level (-2.4857)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (1.833)
Buy
Piotroski F Score (Annual)
Level (5)
Sell
Quality Ratio Score
Level (1)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission.

Stock Forecast FAQ

In the current month, XP has received 5 Buy ratings 3 Hold ratings, and 0 Sell ratings. The XP average analyst price target in the past 3 months is $20.47.

  • Where Will XP Stock Be In 1 Year?

    According to analysts, the consensus estimate is that XP share price will rise to $20.47 per share over the next 12 months.

  • What Do Analysts Say About XP?

    Analysts are divided on their view about XP share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that XP is a Sell and believe this share price will drop from its current level to $15.07.

  • What Is XP's Price Target?

    The price target for XP over the next 1-year time period is forecast to be $20.47 according to 8 Wall Street analysts, 5 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is XP A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for XP is a Buy. 5 of 8 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of XP?

    You can purchase shares of XP via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase XP shares.

  • What Is The XP Share Price Today?

    XP was last trading at $19.37 per share. This represents the most recent stock quote for XP. Yesterday, XP closed at $19.36 per share.

  • How To Buy XP Stock Online?

    In order to purchase XP stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Where Will Salesforce Stock Be in 5 Years?
Where Will Salesforce Stock Be in 5 Years?

Salesforce (NYSE: CRM) just turned in a quarter that, on…

2 Ultra Safe Dividend Stocks to Buy Now
2 Ultra Safe Dividend Stocks to Buy Now

Historically, blue-chip dividend stocks have been good choices for periods…

Where Will Asana Stock Be in 5 Years?
Where Will Asana Stock Be in 5 Years?

Asana stock hasn’t given many investors on Wall Street any…

Stock Ideas

Buy
67
Is MSFT Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 39x

Buy
65
Is NVDA Stock a Buy?

Market Cap: $3.3T
P/E Ratio: 46x

Sell
40
Is AAPL Stock a Buy?

Market Cap: $3T
P/E Ratio: 33x

Alerts

Sell
31
REGN alert for May 31

Regeneron Pharmaceuticals [REGN] is down 19.04% over the past day.

Buy
55
RGC alert for May 31

Regencell Bioscience Holdings [RGC] is up 16.13% over the past day.

Sell
42
AMBA alert for May 31

Ambarella [AMBA] is down 15.13% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock