Financhill
Sell
39

TRST Quote, Financials, Valuation and Earnings

Last price:
$33.97
Seasonality move :
1.19%
Day range:
$33.47 - $33.90
52-week range:
$25.83 - $38.89
Dividend yield:
4.25%
P/E ratio:
13.55x
P/S ratio:
3.76x
P/B ratio:
0.96x
Volume:
36.4K
Avg. volume:
101.3K
1-year change:
7.18%
Market cap:
$643.9M
Revenue:
$190.2M
EPS (TTM):
$2.50

Analysts' Opinion

  • Consensus Rating
    Trustco Bank Corp N Y has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of --, Trustco Bank Corp N Y has an estimated downside of -23.24% from its current price of $33.87.
  • Price Target Upside
    According to analysts, the highest upside price target is -- representing -100% upside increase from its current price of $33.87.

Fair Value

  • According to the consensus of 0 analysts, Trustco Bank Corp N Y has -23.24% downside to fair value with a price target of -- per share.

TRST vs. S&P 500

  • Over the past 5 trading days, Trustco Bank Corp N Y has underperformed the S&P 500 by -9.09% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Trustco Bank Corp N Y does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Trustco Bank Corp N Y revenues have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Trustco Bank Corp N Y reported revenues of $43.6M.

Earnings Growth

  • Trustco Bank Corp N Y earnings have been falling on a year-over-year basis for 6 quarters in a row. In the most recent quarter Trustco Bank Corp N Y reported earnings per share of $0.68.
Enterprise value:
302M
EV / Invested capital:
0.40x
Price / LTM sales:
3.76x
EV / EBIT:
2.01x
EV / Revenue:
1.76x
PEG ratio (5yr expected):
--
EV / Free cash flow:
5.27x
Price / Operating cash flow:
11.24x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.77%
Net Income Margin (TTM):
27.63%
Return On Equity:
7.31%
Return On Invested Capital:
6.55%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $190.3M $201M $171.5M $46.8M $43.6M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.68 $3.66 $2.50 $0.77 $0.68
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $1.4B $1.6B $1.3B $957.4M $906.6M
Total Assets $5.7B $6.1B $6.1B $6.1B $6.1B
Current Liabilities $193.5M $230.8M $124.9M $103.1M $91.5M
Total Liabilities $5.2B $5.5B $5.5B $5.4B $5.4B
Total Equity $560.5M $586.7M $589M $623.9M $669M
Total Debt $193.5M $230.8M $124.9M $103.1M $91.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $67.1M $69.1M $62.9M $11.9M $16.5M
Cash From Investing -$322M -$305.4M -$37.6M -$66.4M -$11.7M
Cash From Financing -$97.1M -$97.8M -$9.6M -$41.6M -$17.9M
Free Cash Flow $64.1M $64.9M $57.3M $11.1M $15.6M
TRST
Sector
Market Cap
$643.9M
$700.3M
Price % of 52-Week High
87.09%
88.31%
Dividend Yield
4.25%
2.2%
Shareholder Yield
--
3.87%
1-Year Price Total Return
7.18%
7.75%
Beta (5-Year)
0.838
0.737
Dividend yield:
4.25%
Annualized payout:
$1.44
Payout ratio:
57.86%
Growth streak:
6 years

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Technicals

8-day SMA
Sell
Level $34.91
200-day SMA
Buy
Level $31.35
Bollinger Bands (100)
Sell
Level 32.36 - 36.02
Chaikin Money Flow
Buy
Level 33.6M
20-day SMA
Sell
Level $36.04
Relative Strength Index (RSI14)
Sell
Level 37.63
ADX Line
Buy
Level 4.16
Williams %R
Buy
Level -83.5073
50-day SMA
Sell
Level $35.38
MACD (12, 26)
Sell
Level -0.52
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Sell
Level -512.3K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4452)
Sell
CA Score (Annual)
Level (-2.1816)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (2.2003)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The Company based on only one business segment, that of community banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey and Vermont.

Stock Forecast FAQ

In the current month, TRST has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The TRST average analyst price target in the past 3 months is --.

  • Where Will Trustco Bank Corp N Y Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Trustco Bank Corp N Y share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Trustco Bank Corp N Y?

    Analysts are divided on their view about Trustco Bank Corp N Y share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Trustco Bank Corp N Y is a Sell and believe this share price will rise from its current level to --.

  • What Is Trustco Bank Corp N Y's Price Target?

    The price target for Trustco Bank Corp N Y over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is TRST A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Trustco Bank Corp N Y is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of TRST?

    You can purchase shares of Trustco Bank Corp N Y via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Trustco Bank Corp N Y shares.

  • What Is The Trustco Bank Corp N Y Share Price Today?

    Trustco Bank Corp N Y was last trading at $33.97 per share. This represents the most recent stock quote for Trustco Bank Corp N Y. Yesterday, Trustco Bank Corp N Y closed at $33.87 per share.

  • How To Buy Trustco Bank Corp N Y Stock Online?

    In order to purchase Trustco Bank Corp N Y stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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