Financhill
Buy
78

PVBC Quote, Financials, Valuation and Earnings

Last price:
$12.86
Seasonality move :
1.37%
Day range:
$12.74 - $12.93
52-week range:
$9.67 - $12.96
Dividend yield:
0%
P/E ratio:
49.35x
P/S ratio:
3.88x
P/B ratio:
0.98x
Volume:
141.9K
Avg. volume:
309.5K
1-year change:
15.9%
Market cap:
$228.2M
Revenue:
$55.3M
EPS (TTM):
$0.26

Analysts' Opinion

  • Consensus Rating
    Provident Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $12.50, Provident Bancorp has an estimated downside of -2.57% from its current price of $12.83.
  • Price Target Upside
    According to analysts, the highest upside price target is $12.50 representing -100% upside increase from its current price of $12.83.

Fair Value

  • According to the consensus of 1 analyst, Provident Bancorp has -2.57% downside to fair value with a price target of $12.50 per share.

PVBC vs. S&P 500

  • Over the past 5 trading days, Provident Bancorp has overperformed the S&P 500 by 0.69% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Provident Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Provident Bancorp has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Provident Bancorp reported revenues of $13.9M.

Earnings Growth

  • Provident Bancorp earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Provident Bancorp reported earnings per share of $0.13.
Enterprise value:
230.8M
EV / Invested capital:
--
Price / LTM sales:
3.88x
EV / EBIT:
5.41x
EV / Revenue:
4.15x
PEG ratio (5yr expected):
--
EV / Free cash flow:
14.21x
Price / Operating cash flow:
13.30x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.28%
Net Income Margin (TTM):
8.02%
Return On Equity:
1.95%
Return On Invested Capital:
1.33%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $78.7M $60.2M $55.6M $13.6M $13.9M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS -$1.53 $0.84 $0.26 $0.30 $0.13
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $174M $256.2M $278.8M $224.7M $130M
Total Assets $1.6B $1.8B $1.7B $1.7B $1.6B
Current Liabilities -- -- $50M $80M $118M
Total Liabilities $1.3B $1.6B $1.5B $1.4B $1.3B
Total Equity $234.1M $236.5M $211.5M $227.2M $234M
Total Debt $13.5M $13.5M $68.3M $89.7M $127.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $16.5M $6.1M $16.5M -$2.5M $2.1M
Cash From Investing $77.9M -$8.8M $27.3M -$12.7M -$4.8M
Cash From Financing -$66.3M -$50.6M -$109.7M -$14.2M -$41.5M
Free Cash Flow $16.2M $5.7M $16.2M -$2.6M $2.1M
PVBC
Sector
Market Cap
$228.2M
$649.8M
Price % of 52-Week High
99%
90.16%
Dividend Yield
0%
1.98%
Shareholder Yield
-2.22%
4.12%
1-Year Price Total Return
15.9%
16.21%
Beta (5-Year)
0.310
0.588
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $12.73
200-day SMA
Buy
Level $11.40
Bollinger Bands (100)
Buy
Level 11.05 - 12.17
Chaikin Money Flow
Buy
Level 177.7K
20-day SMA
Buy
Level $12.30
Relative Strength Index (RSI14)
Buy
Level 78.84
ADX Line
Buy
Level 24.69
Williams %R
Sell
Level -8.8496
50-day SMA
Buy
Level $11.69
MACD (12, 26)
Buy
Level 2.85
25-day Aroon Oscillator
Buy
Level 96
On Balance Volume
Neutral
Level 14.4K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.429)
Sell
CA Score (Annual)
Level (-1.9774)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (2.7434)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Provident Bancorp Inc provides a range of banking products and services to small and medium-sized commercial customers. It attracts deposits from the general public and uses those funds to originate loans, commercial real estate, construction and land, and commercial business loans, and to invest in securities. The company lending activities include providing commercial real estate loans, multi-family residential real estate loans, commercial business loans, construction and land development loans, one-to four-family residential loans, home equity loans & lines of credit, and consumer loans.

Stock Forecast FAQ

In the current month, PVBC has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The PVBC average analyst price target in the past 3 months is $12.50.

  • Where Will Provident Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Provident Bancorp share price will drop to $12.50 per share over the next 12 months.

  • What Do Analysts Say About Provident Bancorp?

    Analysts are divided on their view about Provident Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Provident Bancorp is a Sell and believe this share price will rise from its current level to $12.50.

  • What Is Provident Bancorp's Price Target?

    The price target for Provident Bancorp over the next 1-year time period is forecast to be $12.50 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is PVBC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Provident Bancorp is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of PVBC?

    You can purchase shares of Provident Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Provident Bancorp shares.

  • What Is The Provident Bancorp Share Price Today?

    Provident Bancorp was last trading at $12.86 per share. This represents the most recent stock quote for Provident Bancorp. Yesterday, Provident Bancorp closed at $12.83 per share.

  • How To Buy Provident Bancorp Stock Online?

    In order to purchase Provident Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will Microsoft Be a $5 Trillion Stock?
Will Microsoft Be a $5 Trillion Stock?

Microsoft’s market capitalization sits near $3.73 trillion today. To clear the…

Where Will C3.ai Stock Be in 1 Year?
Where Will C3.ai Stock Be in 1 Year?

C3 .ai (NYSE: AI) has been the poster child for “hype versus execution.”…

What Is the Ceiling for IONQ Stock?
What Is the Ceiling for IONQ Stock?

IonQ (NYSE:IONQ) is a quantum computing startup that, like many…

Stock Ideas

Buy
69
Is NVDA Stock a Buy?

Market Cap: $4T
P/E Ratio: 56x

Buy
62
Is MSFT Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 43x

Sell
45
Is AAPL Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 35x

Alerts

Buy
58
INKT alert for Jul 12

MiNK Therapeutics [INKT] is up 727.94% over the past day.

Buy
51
NEGG alert for Jul 12

Newegg Commerce [NEGG] is up 74.03% over the past day.

Buy
68
ATRO alert for Jul 12

Astronics [ATRO] is up 16.28% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock