Financhill
Sell
44

CTBI Quote, Financials, Valuation and Earnings

Last price:
$54.16
Seasonality move :
0.8%
Day range:
$53.94 - $54.57
52-week range:
$38.44 - $61.67
Dividend yield:
3.41%
P/E ratio:
12.40x
P/S ratio:
4.09x
P/B ratio:
1.30x
Volume:
21.3K
Avg. volume:
54.7K
1-year change:
22.66%
Market cap:
$985.4M
Revenue:
$230.8M
EPS (TTM):
$4.40

Analysts' Opinion

  • Consensus Rating
    Community Trust Bancorp has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $48.00, Community Trust Bancorp has an estimated upside of 9.95% from its current price of $54.57.
  • Price Target Downside
    According to analysts, the lowest downside price target is $47.00 representing 100% downside risk from its current price of $54.57.

Fair Value

  • According to the consensus of 2 analysts, Community Trust Bancorp has 9.95% upside to fair value with a price target of $48.00 per share.

CTBI vs. S&P 500

  • Over the past 5 trading days, Community Trust Bancorp has underperformed the S&P 500 by -7.93% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Community Trust Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Community Trust Bancorp has grown year-over-year revenues for 3 quarters straight. In the most recent quarter Community Trust Bancorp reported revenues of $62.8M.

Earnings Growth

  • Community Trust Bancorp has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Community Trust Bancorp reported earnings per share of $1.23.
Enterprise value:
-289.4M
EV / Invested capital:
-0.35x
Price / LTM sales:
4.09x
EV / EBIT:
-1.28x
EV / Revenue:
-1.21x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-3.00x
Price / Operating cash flow:
10.16x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.36%
Net Income Margin (TTM):
32.97%
Return On Equity:
11.15%
Return On Invested Capital:
10.22%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $224.3M $232.6M $239.6M $58.6M $62.8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.41 $4.57 $4.40 $1.15 $1.23
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $1.2B $1.7B $1.6B $1.4B $1.4B
Total Assets $5B $5.4B $5.5B $5.6B $6B
Current Liabilities $375.4M $294.4M $233.1M $241.3M $250.1M
Total Liabilities $4.4B $4.7B $4.9B $5B $5.2B
Total Equity $644.5M $691.6M $602.6M $653M $760.8M
Total Debt $58.2M $58.2M $58.2M $64.6M $64.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $106.2M $93M $102.7M $25.1M $36.7M
Cash From Investing -$203M -$204.4M -$260.5M -$22.2M -$60M
Cash From Financing $148.7M $71M $179.4M $106.8M $102.6M
Free Cash Flow $100.7M $86.1M $96.4M $22.2M $35.4M
CTBI
Sector
Market Cap
$985.4M
$700.3M
Price % of 52-Week High
88.49%
88.31%
Dividend Yield
3.41%
2.2%
Shareholder Yield
3.53%
3.87%
1-Year Price Total Return
22.66%
7.75%
Beta (5-Year)
0.656
0.737
Dividend yield:
3.41%
Annualized payout:
$1.80
Payout ratio:
42.03%
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $55.60
200-day SMA
Buy
Level $47.58
Bollinger Bands (100)
Buy
Level 47.45 - 56.89
Chaikin Money Flow
Buy
Level 7.9M
20-day SMA
Sell
Level $57.51
Relative Strength Index (RSI14)
Sell
Level 39.27
ADX Line
Sell
Level 25.65
Williams %R
Buy
Level -80.5423
50-day SMA
Sell
Level $56.14
MACD (12, 26)
Sell
Level -0.63
25-day Aroon Oscillator
Buy
Level 4
On Balance Volume
Neutral
Level 3.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.617)
Sell
CA Score (Annual)
Level (-2.0406)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.9039)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Community Trust Bancorp Inc is a bank holding company. The Bank owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, north-eastern, central, and southcentral Kentucky, southern West Virginia, and north-eastern Tennessee. Through its subsidiaries, the Bank is engaged in commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services.

Stock Forecast FAQ

In the current month, CTBI has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The CTBI average analyst price target in the past 3 months is $48.00.

  • Where Will Community Trust Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Community Trust Bancorp share price will rise to $48.00 per share over the next 12 months.

  • What Do Analysts Say About Community Trust Bancorp?

    Analysts are divided on their view about Community Trust Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Community Trust Bancorp is a Sell and believe this share price will drop from its current level to $47.00.

  • What Is Community Trust Bancorp's Price Target?

    The price target for Community Trust Bancorp over the next 1-year time period is forecast to be $48.00 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is CTBI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Community Trust Bancorp is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of CTBI?

    You can purchase shares of Community Trust Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Community Trust Bancorp shares.

  • What Is The Community Trust Bancorp Share Price Today?

    Community Trust Bancorp was last trading at $54.16 per share. This represents the most recent stock quote for Community Trust Bancorp. Yesterday, Community Trust Bancorp closed at $54.57 per share.

  • How To Buy Community Trust Bancorp Stock Online?

    In order to purchase Community Trust Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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